So odd situation. Relative’s car got stolen, vehicle took a while to be recovered. Vehicle was finally recovered and insurance company wanted to write off the vehicle. I’ve been maintaining this car for a while now for them and essentially zero damage was done to the car, it’s almost 30 years old so you can pretty much get in and start it with nothing more than a screw driver. Only thing I replaced was the ignition lock cylinder ($50), it probably wasn’t even needed as it wasn’t damaged badly.
Owner spoke to insurance and said they didn’t want a payout they wanted the car. Insurance did not pay a dime to the owner and agreed to allow them the car back and not write it off.
Now 2 weeks later the owner receives a letter from Alberta registrar saying the vehicle is titled salvage and cannot be driven.
Immediately the owner called the insurance company and they said “don’t worry you are fine to drive it” and from my understanding they made it sound like they were in the process of writing it off but then canceled that but they had already submitted something to the Alberta gov so that letter got sent out due to a delay in processing the “cancelation”
This seems odd. I’ve asked my relative to call the insurance company again as i wouldn’t think they could cancel a salvage declaration after.
The car is in great shape other than typical (non-structural) cosmetic panel rust. I feel if a salvage inspection is the same as an OOP it’s going to be a pain given the rust so I’ll probably help her dispute it if it has actually been titled salvage.
But does this sound even possible? (Insurance ‘cancelling’ a salvage declaration)