So we are in the process of attempting to sell my MIL 2017 Corolla to her nephew who is 18 / Male / Chinese (unsure that matters) and hes got a quote from meloche for 5k per year and the lowest quote he could find was 3500 per year from some other (didnt say) provider. Ive never had to get car insurance until I was 30 here so is it really common to be faced with that sort of high insurance rates for a first time car owner. I should clarify he owns a shitty 1k car with liability only with Meloche at the moment and I think he pays less than 1K