Quantcast
Track Day Insurance Converage - Beyond.ca - Car Forums
Results 1 to 17 of 17

Thread: Track Day Insurance Converage

  1. #1
    Join Date
    May 2014
    Location
    Calgary
    My Ride
    Pt Cruiser
    Posts
    836
    Rep Power
    8

    Default Track Day Insurance Converage

    Heading to the track with my R8 on Saturday and got a couple quotes for coverage on the track. Best I could find was $1900/day with a $19,000 deductible.. Has anyone had luck getting something reasonable ? Full track day will end up being $3000 with my own car which is mental imo..

  2. #2
    Join Date
    Apr 2005
    Location
    Calgary
    My Ride
    Buffalo Truck & something w/ Seriously Round Tires
    Posts
    2,456
    Rep Power
    17

    Default

    Quote Originally Posted by BavarianBeast View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Heading to the track with my R8 on Saturday and got a couple quotes for coverage on the track. Best I could find was $1900/day with a $19,000 deductible.. Has anyone had luck getting something reasonable ? Full track day will end up being $3000 with my own car which is mental imo..
    So you're looking for coverage (assuming collision & liability) for while you're driving on the track itself?
    "Masked Bandit is a gateway drug for frugal spending." - Unknown303

  3. #3
    Join Date
    May 2014
    Location
    Calgary
    My Ride
    Pt Cruiser
    Posts
    836
    Rep Power
    8

    Default

    Quote Originally Posted by Masked Bandit View Post
    This quote is hidden because you are ignoring this member. Show Quote
    So you're looking for coverage (assuming collision & liability) for while you're driving on the track itself?
    Yes, that is correct.

  4. #4
    Join Date
    Jan 2019
    Location
    Calgmonton/AB
    Posts
    243
    Rep Power
    0

    Default

    Quote Originally Posted by BavarianBeast View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Yes, that is correct.
    I have never heard of anyone even considering insuring something on a track.
    The mean thing to say (but close to reality) is, "if you can't afford to crash it, don't track it". Although this can translate into simply more careful driving to mitigate your crash potential and take your chances.
    What scared me out of more motorcycle tracking were the many variables I could not control (others wiping me out).

  5. #5
    Join Date
    Apr 2005
    Location
    Calgary
    My Ride
    Buffalo Truck & something w/ Seriously Round Tires
    Posts
    2,456
    Rep Power
    17

    Default

    Quote Originally Posted by BavarianBeast View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Yes, that is correct.
    Have you tried trackdayinsurance.ca ? I don't know anything about them (no affiliation) and I don't know if any of our clients have ever actually used them but I don't know of any Alberta based providers for events like this.
    "Masked Bandit is a gateway drug for frugal spending." - Unknown303

  6. #6
    Join Date
    Jul 2010
    Location
    Technically the NE
    My Ride
    C63S + AT4
    Posts
    4,130
    Rep Power
    17

    Default

    Quote Originally Posted by ThePenIsMightier View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I have never heard of anyone even considering insuring something on a track.
    The mean thing to say (but close to reality) is, "if you can't afford to crash it, don't track it". Although this can translate into simply more careful driving to mitigate your crash potential and take your chances.
    What scared me out of more motorcycle tracking were the many variables I could not control (others wiping me out).
    Pretty much any track driver training or track car rental program where you use someone elseís car is fully insurred. I donít see why it would be any different if it was your own car.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  7. #7
    Join Date
    Jan 2006
    Location
    Calgary
    My Ride
    17' Camaro SS 1LE, 17' Golf R, 18' F-150
    Posts
    2,314
    Rep Power
    16

    Default

    Quote Originally Posted by ThePenIsMightier View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I have never heard of anyone even considering insuring something on a track.
    This is very popular in the states (RLI, Haggerty, Lockton etc.), I wish more companies got on board with it up here. Lots of options for coverage for HPDE's, Track Night in America etc. etc.

    Most of them have a selectable deductible, 0-20%ish iirc and it's actually very reasonable, $150-300/day for "normal" cars.
    Last edited by 94boosted; 03-19-2019 at 03:57 PM.

  8. #8
    Join Date
    May 2014
    Location
    Calgary
    My Ride
    Pt Cruiser
    Posts
    836
    Rep Power
    8

    Default

    Thanks Masked Bandit. Trackdayinsurance.ca had the best quote @ $1000 for the day. Will have to chat to them tomorrow to confirm. Stone bridge insurance out of Toronto was who I talked to initially and it sounds like most exotic owners get coverage for the track. Good discounts when you use it consecutively for the same car and build a relationship. I mean I’m all about taking risks, but why wouldn’t I protect my investment just in case?

  9. #9
    Join Date
    Jan 2019
    Location
    Calgmonton/AB
    Posts
    243
    Rep Power
    0

    Default

    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Pretty much any track driver training or track car rental program where you use someone elseís car is fully insurred. I donít see why it would be any different if it was your own car.
    Oh, certainly. I just had never heard of it for individuals & didn't think it was attainable for less than one chamillion dollars.

  10. #10
    Join Date
    Jan 2008
    Location
    Cruising the +15
    My Ride
    100% SAVAGE
    Posts
    6,082
    Rep Power
    26

    Default

    Quote Originally Posted by ThePenIsMightier View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Oh, certainly. I just had never heard of it for individuals & didn't think it was attainable for less than one chamillion dollars.
    Don't some of the car clubs / race associations have group insurance you can get into for this? I think that would bring the cost down a long way.
    Double-meat sub dreams.

  11. #11
    Join Date
    Jun 2009
    Location
    Calgary
    My Ride
    C5Z, Duramax
    Posts
    5,993
    Rep Power
    17

    Default

    Someone wrote off a M4 at Castrol last season but luckily had trackday coverage, probably pretty happy about that.

    Not sure I will do any more road course without coverage.

  12. #12
    Join Date
    Mar 2003
    Location
    403
    My Ride
    EP3, S2K & TLX
    Posts
    5,870
    Rep Power
    22

    Default

    RSX in front of me at racecity burnt to the ground back in the day. Was a huge eye opener, no more lapping days after that.

  13. #13
    Join Date
    Nov 2009
    Location
    North
    My Ride
    rwd
    Posts
    137
    Rep Power
    0

    Default

    OP, where are you getting on track in March?

  14. #14
    Join Date
    May 2014
    Location
    Calgary
    My Ride
    Pt Cruiser
    Posts
    836
    Rep Power
    8

    Default

    Van Island Motorsports. Full day + instruction for $950.

  15. #15
    Join Date
    Oct 2004
    Location
    Calgary
    My Ride
    Ford F150
    Posts
    3,343
    Rep Power
    18

    Default

    ^ awesome. heard that circuit is a great course

  16. #16
    Join Date
    Jul 2010
    Location
    Technically the NE
    My Ride
    C63S + AT4
    Posts
    4,130
    Rep Power
    17

    Default

    My favourite thing about that track is all my crazy nimby family members spend all their time bitching about it on Facebook.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  17. #17
    Join Date
    Nov 2009
    Location
    North
    My Ride
    rwd
    Posts
    137
    Rep Power
    0

    Default

    Quote Originally Posted by BavarianBeast View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Van Island Motorsports. Full day + instruction for $950.
    Oh nice, i've heard about that track but never been. I'm curious about the quality of instruction, I teach at the 2-day school at Castrol (in-class and on-course instruction) and it runs $600 iirc. GL/HF, i'd love to hear a recap if you feel like posting about the experience.

Similar Threads

  1. track day insurance?

    By dansmith11 in forum Society / Law / Current Events / Politics
    Replies: 15
    Latest Threads: 04-13-2016, 07:56 PM
  2. YEG 86 Track Day @ Track Junkie

    By Spec R in forum Events and Meets
    Replies: 0
    Latest Threads: 09-08-2014, 08:59 AM
  3. Track Day June 17th, Full road course lapping day

    By kevie88 in forum Events and Meets
    Replies: 75
    Latest Threads: 06-24-2008, 09:20 AM
  4. Track insurance.

    By 88CRX in forum General Car/Bike Talk
    Replies: 9
    Latest Threads: 05-22-2006, 07:33 PM
  5. June 03, 2002 Tunerworks Track Day

    By bol in forum Cars, Bikes, Machines
    Replies: 5
    Latest Threads: 06-03-2002, 06:56 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •