Do you guys maintain a float in your bank accounts to get a monthly fee rebate?
My monthly TD fee is $15 so I just keep a minimum of $4000 in there but I've been thinking about just throwing that $4000 into something. Essentially I'd have to make more than a 4.5% return to make it worth it but even then, $4000 capital is a pittance that it doesn't do much.
What do you guys do?