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Thread: Insurance on letting a teen use your car?

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    Default Insurance on letting a teen use your car?

    I recall seeing somewhere that a lot of policies will not approve of a teen (from a different address) borrowing your car, i think it was anybody under 21... but then i talked to a friend who is a VERY NEW broker and she says it's fine, there's typically nothing age restricting like that in the policy....

    Anybody know the truth?
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    Quote Originally Posted by Thaco View Post
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    I recall seeing somewhere that a lot of policies will not approve of a teen (from a different address) borrowing your car, i think it was anybody under 21... but then i talked to a friend who is a VERY NEW broker and she says it's fine, there's typically nothing age restricting like that in the policy....

    Anybody know the truth?
    For a one-off scenario you can lend your vehicle to anyone with a valid driver's licence assuming they don't live in the same house as you. Keep in mind though that if they smash up the car it can impact your insurance for up to 10 years. If however this is a semi-regular thing like your cousin that lives a block away and drives the car once a week, well that's a different story. I suggest you chat with your broker to get the off-the-record insight into your particular situation.
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    Just call those crooks at Federated they will fill you in..80 bucks a month valid license in country or out of country all good. Age has no diffrence in price. READ THEIR FINE PRINT.(have the insurance agent sign off on the contract) Queens english for the contract.
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    Quote Originally Posted by Masked Bandit View Post
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    For a one-off scenario you can lend your vehicle to anyone with a valid driver's licence assuming they don't live in the same house as you. Keep in mind though that if they smash up the car it can impact your insurance for up to 10 years. If however this is a semi-regular thing like your cousin that lives a block away and drives the car once a week, well that's a different story. I suggest you chat with your broker to get the off-the-record insight into your particular situation.
    Cool thanks for the clarification, i was asking for a family member so i'll pass this info on.
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