My parked car got rear-ended at high speed by an uninsured driver... #$@#%!!!!

[npham]

It's not in the best interest of the auto body shop to write it off. They are just as shady, and will work to keep the estimate below the threshold of writing it off. They'd rather have the work. I believe the threshold needs to be around 80%. But they can still repair it, as long as it's cheaper than paying you out for a "new" one.

I think the 50/50 guess of it being a write off is pretty good. When my Golf R was written off, the insurance company paid out my lender(VW) for what was owing and I got the remaining money sent to me from VW. This is what will happen if you have replacement coverage, at least, this is what happened in my case.

[revelations]

That actually looks (the front) not even that bad.

Do all the doors open/close OK? Windows too?

And yes, if you have something 'porsche' specific (like some crazy expensive radiator) then expect the price to jump.

Also, expect a long time for this to get sorted.

[adam c]

I don't see it being a write off, sorry to say

The only hope you may have, is the insurance company not wanting to pay USD on everything

[Super_Geo]

My gut feeling is that you guys are right... it won't be a write-off, which means it will just be a huge headache down the road... but, did you guys see how much this front bumper replacement cost on a 718 Boxster??

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Hope!!
https://www.thetorquereport.com/pors...e-718-boxster/
$27k USD for a minor front bumper accident on a 718 Boxster

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Also, expect a long time for this to get sorted.

Yeah, I'm on my way to Enterprise now to get a rental for the next couple months... my choices are:

Toyota Camry
Ford Fusion
Nissan Altima
Chevy Malibu

I think I'll go with the Camry?
Sucks cause I had a ton of road trips coming up to Napa, Tahoe, Big Sur... would've been a lot more fun in the Macan vs a Camry.

[ExtraSlow]

I d drive the fusion or Altima over the Camry.

[88CRX]

Dont you get something comparable?

Did the hood get touched or is it fine? The front fender alignment is fucked though, hope for you they buckled or got messed up somehow. At this point they'll paint blend the front and rear into the sides, pretty much painting the entire car at that point, that isn't going to be cheap.

I thought my TLX was going to get written off when it got side swiped by a bus (new rear bumper, new tail light, new tire and new 1/4 panel) and it was only $8k or something. They had to completely take apart half the car to do the 1/4 panel. Luckily its a lease so its going back but I was planning on keeping it so still kinda blows.

[rx7boi]

Fuck, that really sucks. I'm sorry that happened.

Motherfuckers who drive without insurance are pure cum guzzlers.

The answer to your #2 question is called a diminished value claim. There are some states in the US like Georgia where it's legislated for companies to compensate for the loss. Since you're with TD in Canada, it is an uphill battle as most insurance companies actually tell people there's "absolutely nothing they can do" and that value loss is not insurable. There's several threads here regarding diminished value AKA accelerated depreciation.

I believe average joes have taken to small claims in order to resolve such issues but in this case, the other party doesn't even have an insurance company for you to go after.

[SkiBum5.0]

Is California a state that allows insurance to replace or repair frames? Texas does not and as long as there is frame damage it would get written off. Fingers crossed for you.

[adam c]

I'd go with the Altima, has some decent power

The Mailbu was pretty comfortable

Had them both as rentals

[corsvette]

The color will make a huge difference in repair cost, if it tri-stage, pearl etc. I'd bet that will be $40k reair at least.

[you&me]

If you have some spare time, you can take a stab at repair costs here - https://parts.byersporsche.com/Porsc...6-AT/Body.html

Being in the US might work in your favour... Being in SF, the labour charges are probably equal to local rates, dollar for dollar, but he exchange rate means parts and labour are 30% higher in CA$, whereas the parts prices here are not that much higher... Hope it works out for you.

[revelations]

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The color will make a huge difference in repair cost, if it tri-stage, pearl etc. I'd bet that will be $40k reair at least.

There you go - some possible special item (or option) that has a HUGE effect on what repairs costs would normally be.

[ganesh]

Man that sucks.
I think the insurance will try to fix the vehicle.
I think the repair bill be in mid 40's .
If I were you , I will get a Private Appraiser to get appraisal on the damages and also factor in the rental the insurance company have to pay while the car is being repaired and present a case to the insurance company.

Keep us posted.

[ExtraSlow]

I tried to negotiate based on costs of vehicle rental and was told that it didn't enter into the discussion. Not sure if that's true, but it's what I was told.

[shakalaka]

This is one big advantage of leasing. Just give it back.

Also, another reason to hate USA.

Sorry to hear about your misfortune, hopefully it works out in your favour somehow.

[ercchry]

I always thought labour in the states was way cheaper than Canada? ie. you could get Chip Foose to build you a car for the same money as a run of the mill shop in Canada? Not to mention parts... wholesale in Canada is equivalent of retail in the US

Also big reason you see so many uninsured drives in Cali... illegals

[Super_Geo]

https://poctra.com/2017-PORSCHE-MACA...Pb/VAN-NUYS-CA

This looks a lot more benign than my car, both front and rear end damage and $40k USD repair bill.

I think north of 45k USD and it's definitely a write-off...

[Kloubek]

I think it will be real close. These are such odd situations where you hope the damage is high for the write off, but then if it isn't high enough you hope for as little as possible. Just weird.

When my last Jaguar was written off the damage didn't look that bad at all. No frame damage and just a corner hit. I really thought it was getting repaired but they ended up replacing it, saying that on these luxury cars that aftermarket parts aren't available. I imagine the same applies here.

I think estimates of 30g are low. Looks like a 40g hit to me at least.

Regardless, good luck.

[jwslam]

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Yeah, I'm on my way to Enterprise now to get a rental for the next couple months... my choices are:

Toyota Camry
Ford Fusion
Nissan Altima
Chevy Malibu

I think I'll go with the Camry?
Sucks cause I had a ton of road trips coming up to Napa, Tahoe, Big Sur... would've been a lot more fun in the Macan vs a Camry.

Tell your insurance company you need something comparable. The minimum they should be giving you is SUV for SUV, let alone the sports SUV part...

When I got an insurance rental they gave me access to the daily rate for an equivalent.
So for my coupe, they gave me the daily rate for a mid-size. It happened that the small SUV was the same rate so I was able to choose that.
For my RDX, the rate was for SUV and I got to choose a pick-up because the rate for that was less.

[tonytiger55]

[QUOTE=Yeah, I'm on my way to Enterprise now to get a rental for the next couple months... my choices are:

Toyota Camry
Ford Fusion
Nissan Altima
Chevy Malibu

I think I'll go with the Camry?
Sucks cause I had a ton of road trips coming up to Napa, Tahoe, Big Sur... would've been a lot more fun in the Macan vs a Camry.[/QUOTE]

As JWSlam said, get something comparable. You should be able to get a SUV minimum.

For the road trip, I would not pick the Camry. I know sales reps that have that vehicle. Its not suitable, your body will ache after a long drive.
I'd pick the Ford.