Returns for 2023

[Bytem3]

2023 was a good year for investing overall

Curious what kind of returns y’all got on your investments for ‘23

I got 16.1, wife got 14.6

We’re with Wellington Altus, if you have over a milly the management fee drops to 1%

[ExtraSlow]

[max_boost]

40%ish
I’m 99% nasdaq 100, XQQ lol
Fk diversified

[CompletelyNumb]

Max has balls.

[tha_bandit]

the only return i’m getting is the CRA return

[max_boost]

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Max has balls.

Just trying to keep up with yyc housing

[arcticcat522]

+12.11 with Questwealth....

Down a whole bunch with my self directed....I gotta stop

[rage2]

They’re not returns till you cash out.

[killramos]

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They’re not returns till you cash out.

You didn’t cash out?

[Masked Bandit]

15.5% - 16.5% depending on which account I look at. One of them has a little more US exposure than the others.

I generally follow the Canadian Couch Potato mindset but I'm finding it harder and harder to justify a heavy international exposure. American "commoners" seem to just dump everything in the S&P and forget international stuff, does anyone here do that?

[max_boost]

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15.5% - 16.5% depending on which account I look at. One of them has a little more US exposure than the others.

I generally follow the Canadian Couch Potato mindset but I'm finding it harder and harder to justify a heavy international exposure. American "commoners" seem to just dump everything in the S&P and forget international stuff, does anyone here do that?

lol yup
- voo, spy, set it and forget it
- ronco warren buffet

[Proyecto2000]

like 9-12% depending on account with TD. like -75% on self directed . Gotta stop throwing my whiskey money at WSB hot stonk tips lol

[pheoxs]

Nvidia was the poster child for WSB shill accounts, how did you not win big on that

[Twin_Cam_Turbo]

11.14% self directed, 12.88% Edward Jones.

[rage2]

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You didn’t cash out?

Who said I don’t have returns?

[BerserkerCatSplat]

~13% with Wealthsimple. Just long-term stuff.

[suntan]

Just Amazon so far.

[Cagare]

15-17% across the acccounts, makes up for the horror that was 2022.

[ZenOps]

CRA notes for 2024:

They recinded the bare trust reporting on the last day. It would have been a $25 fine every day for 100 days for non-compliance. Probably would have caught half a million Canadians including me - twice. Joint account with parents? Thats a bare trust. Land title with parents? Bare trust. They may make it mandatory next year (potential $2,500 fine next year)

To make it even more confusing for people, trusts have to be declared by March 30th and not April 30th.

You must pay electronically for any amounts over $10,000 owed, or you will be subject to penalty.

https://www.canada.ca/en/revenue-age...nce-owing.html

The rules are getting insane.