I appreciate this kind of real world feed back spikerS but alas it's largely mute at this point. Intact has changed their program from a nine month monitoring period to ongoing (app never comes off). In addition to the things like hard braking, distance driven and time of day you're on the road the app will also monitor more stuff now like rapid acceleration (11 KM/H / SECOND), fast cornering, direction of turns (left vs. right) how frequently you exceed 130 KM/H and distracted driving. I was luke warm on program in the first place and these changes sure don't help my comfort. Pembridge on the other hand hasn't announced any plans to follow suit, their app is staying with the basics and the pre-determined monitoring periord. With the new program I believe your driving score / discount is reset every six months.
"Masked Bandit is a gateway drug for frugal spending." - Unknown303