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  1. #1
    Join Date
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    Default Credit reports...

    Whats the go to for getting your credit History these days...

    Transunion / Equifax ??

    Haven't gotten one in a while and want to check up on some things.


    Thanks.
    2011 Ram 1500 QC Sport
    2017 Jeep Cherokee Limited

  2. #2
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    Just used Equifax for free. Use the 30 day trial and cancel a couple days later.

  3. #3
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    Yes

    or creditkarma.com is free. They pull from Transunion I believe.
    Originally posted by GTS Jeff
    You know those bored stay at home moms who's entire lives revolve around driving their kids to soccer, various cleaning accessories, and worrying about neighbourhood rapists? The kind of people that watch the View and go "uh huh..." Those unfulfilled people who try to fill the void in their empty lives by writing whiny letters to the editor complaining about shit that no one really cares about?

    Well imagine if instead of writing that letter to the editor, she just posts on a car forum for car enthusiasts. That's Kritafo.

  4. #4
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    Equifax is the most common pull from lenders, the odd one does pull transunion though as some times they report different things. Credit karma won’t give you an accurate number though if comparing to a beacon as they have their own scoring system

  5. #5
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  6. #6
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    I use credit karma and borrowell. Its pretty nice for a free service. It may not be the exact score lenders use but it's a good tool to keep track of your credit, especially for any suspicious activities.

  7. #7
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    Credit Karma and the RBC online banking portal both use TransUnion. Mogo uses Equifax but mine hasn't updated since March 2017. TransUnion has zero mortgage history with me. Seems to have everything else tho.
    Looking around
    Wondering what became
    Of what I once knew

  8. #8
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    f-r-e-e that spells free credit report dot com baby
    2007 GMC 2500 Duramax
    1981 GMC C1500 454

  9. #9
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    When you sign up for Equifax know that it's hard to go back and log in and cancel. No, in fact, you have to call them to cancel. I paid the monthly subscription fee for months last year due to challenges with the website and sheer laziness. That was $20 per month for 9 months. My credit score was great tho.

  10. #10
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    If you just want score mogo does a free one each month.

  11. #11
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    Quote Originally Posted by 16hypen3sp View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Credit Karma and the RBC online banking portal both use TransUnion. Mogo uses Equifax but mine hasn't updated since March 2017. TransUnion has zero mortgage history with me. Seems to have everything else tho.
    I used Borrowell and they pull from Equifax so I'm finally able to see what they have on me instead of Transunion. Mogo hasn't updated for me since when I posted in the quote above. Equifax has my mortgage and pretty much everything else. Transunion lacks a lot of things.

    Borrowell is such a nice website to use. Interestingly, they currently have the average Albertan credit score as 740 and the average Canadian score as 752.
    Looking around
    Wondering what became
    Of what I once knew

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