RBC is the only one that has dropped their rates after the second BOC rate cut. Others will probably follow suit now.This quote is hidden because you are ignoring this member. Show Quote
RBC is the only one that has dropped their rates after the second BOC rate cut. Others will probably follow suit now.This quote is hidden because you are ignoring this member. Show Quote
---
Yes you are correct... just saw the announcement... which means more announcement to follow.This quote is hidden because you are ignoring this member. Show Quote
RBC Decreases Prime to 2.95% (tonight March 17)
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.TimLacroix.com
If you have any questions please feel free to PM me or email [email protected]
Click here to View current Mortgage Rates
What's the longest term fixed closed rate that you offer? It's tempting.
Everything I say is satire.This quote is hidden because you are ignoring this member. Show Quote
Yes, the next terms to consider is 7-years or 10-years.This quote is hidden because you are ignoring this member. Show Quote
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.TimLacroix.com
If you have any questions please feel free to PM me or email [email protected]
Click here to View current Mortgage Rates
Holy smokes, I’ve been going back and forth with first national bank on my renewal thats due in June and they have offered 2.29% on a 5yr fixed mortgage. I fell like I should upgrade to a bigger house in my community.
If they offered that up front, you can probably negotiate another 0.05% discount. Then move to aspen!This quote is hidden because you are ignoring this member. Show Quote
This quote is hidden because you are ignoring this member. Show Quote
@TimLacroix Have you seen anything from MCAP regarding this second drop?
Not yet but many lenders have made the adjustments to Prime - 2.95%. For most, this will be reflected in the April payments/ statements.This quote is hidden because you are ignoring this member. Show Quote
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.TimLacroix.com
If you have any questions please feel free to PM me or email [email protected]
Click here to View current Mortgage Rates
I remember we saw 2.99% 5 year and 3.49 or 3.99 10 year fixed at the last downturn and people were locking it in thinking it was great deal.
Wonder if we see 1.99% 5 year and 2.49 10 year fixed this time around
Bond market is up a little this week and we are seeing slight rate increases to the fixed.This quote is hidden because you are ignoring this member. Show Quote
10-year currently 2.99%
7-year currently 2.89%
Variable rate discounts are shrinking... the -1.00% will likely be gone this week or next.
Thanks,
Tim Lacroix | 403-648-1541
Mortgage. Made Easy Experts
Mortgage Connection
www.TimLacroix.com
If you have any questions please feel free to PM me or email [email protected]
Click here to View current Mortgage Rates
I got my approval back today, managed to snag a refi at prime minus 0.75 so I'm reasonably happy. My one question is why does TD have a "mortgage prime" that's higher than prime? Makes the deal slightly less good but, still better than anything else that was out there last week. I think I'd be silly not to take it.
Originally posted by SJW
Once again another useless post by JRSCOOLDUDE.
Originally posted by snowcat
Don't let the e-thugs and faggots get to you when they quote your posts and write stupid shit.^^ Fact CheckedOriginally posted by JRSC00LUDE
I say stupid shit all the time.
Because we still go with them, and its pure profitThis quote is hidden because you are ignoring this member. Show Quote
Likely the best answer as that's exactly what I did. But it made sense.....those dicks.This quote is hidden because you are ignoring this member. Show Quote
Originally posted by SJW
Once again another useless post by JRSCOOLDUDE.
Originally posted by snowcat
Don't let the e-thugs and faggots get to you when they quote your posts and write stupid shit.^^ Fact CheckedOriginally posted by JRSC00LUDE
I say stupid shit all the time.
All the big banks are shitbags.
This quote is hidden because you are ignoring this member. Show Quote
Not if you're holding stocks and getting that dividend, it's like the "cash back" from Coop hahahaThis quote is hidden because you are ignoring this member. Show Quote
Originally posted by SJW
Once again another useless post by JRSCOOLDUDE.
Originally posted by snowcat
Don't let the e-thugs and faggots get to you when they quote your posts and write stupid shit.^^ Fact CheckedOriginally posted by JRSC00LUDE
I say stupid shit all the time.
My lender offered me 2.39% on a 5 year fixed or prime minus 1.05 (based on today would be 1.9%) on variable for a renewal.
Anything better out there that anyone has heard of or should i take one of these and run?
Yes, they are a good investment. I agree.This quote is hidden because you are ignoring this member. Show Quote
- - - Updated - - -
Variable at 1.9% today is best I've heard of.This quote is hidden because you are ignoring this member. Show Quote
This quote is hidden because you are ignoring this member. Show Quote
for the first time in my life i'm seriously considering variable. I can't see rates going up for at least a year (and then i would convert it to fixed), but just not sure what fixed would be at that time and don't want to miss out on this amazing 2.39 that i could lock in for 5. hmmmmmmm decisions.This quote is hidden because you are ignoring this member. Show Quote
Who is that with? I didn't get the prime minus 1 offering because I did a re-fi, what I got was the best option at the time but I haven't signed the papers yet today......This quote is hidden because you are ignoring this member. Show Quote
Originally posted by SJW
Once again another useless post by JRSCOOLDUDE.
Originally posted by snowcat
Don't let the e-thugs and faggots get to you when they quote your posts and write stupid shit.^^ Fact CheckedOriginally posted by JRSC00LUDE
I say stupid shit all the time.
that's where im at. I'm on another 4 years of variable - 1.05 (at TD, so -.95)..This quote is hidden because you are ignoring this member. Show Quote