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Thread: COVID-19: Canada Emergency Response Benefit

  1. #61
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    Quote Originally Posted by ExtraSlow View Post
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    That's not how government budgets work. Because of this crisis they have all the justification they need to pay for everything with debt.
    I don't know about Canada but isn't that how the US gets by every year with trump?

    Why do people even pay taxes when government does whatever they want and just takes on more debt.


    I'd love to bet on a full on collapse for econmies doing this shit.

    "Hey guys if you earned $5,000 in taxable income last year we will now give up $8000 if your out of work"


    I hope they stop this shit, I remember when I worked construction 10 years ago and got flamed for getting EI in the winter, beyond told me to get a job to earn less..

    How about everyone on here applying for CERB just goes out and finds a job, go take out a $10,000 loan instead it will be ok..

    Flame away for the irrational bullshit of governments,

    MGM Grand stock is up 110% since March 18th, 2020 but casinos are closed.. #LOGIC

    Other stocks are using explanations of price going up becuase the death rate is decreasing..

    click for larger version
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    If you guys think this is the end and 4 months is going to be good afterwards....... lol?

    Since i'm going to get super flammed for this troll post I'm going to add I think CERB is a good reason for government debt not some of the other shit governments have done to get us to where we are now though. (Which is a fraction of other countries btw) but this is almost going for make a lot of people not give a shit about finding a job for a few months (those with families will be looking for work I'm sure)
    Originally posted by beemerm3
    so if we only seen 5 % of the oceans why not drain them or somethin lol or can u even transfer water from one ocean to another??? think of all the stuff u'd find treasures n eerything.

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    Quote Originally Posted by Kobe View Post
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    I don't know about Canada but isn't that how the US gets by every year with trump?

    Why do people even pay taxes when government does whatever they want and just takes on more debt.


    I'd love to bet on a full on collapse for econmies doing this shit.

    "Hey guys if you earned $5,000 in taxable income last year we will now give up $8000 if your out of work"

    No, you are asking the right questions - what is also odd is that you dont even have to be a resident - temporary folks can get this as well. The rules are clear as mud and wont likely be audited in any serious fashion anyway (CRA has stopped all new audits).

    This is helicopter money - disguised.

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    The CERB is good option for individuals who are actually struggling and have lost their job indefinitely.

    I run a small business, and we have reduced hours of operation. I had to give one employee ROE - Due to Shortage of Work because they were part-time and the hours were decreased by 60%. However I have a full-time employee who was getting 80 hours bi-weekly and would be getting 70 hours now. However they decided they want to go into Self Isolation for 14 Days, even though they did not travel anywhere nor did they have symptoms. I agree safety and health is a priority, however if after 14 Days of self isolation the employee decides they do not want to go back to work because they can take advantage of CERB how does that work. I am still open for business, and as a business owner I lose the wage subsidy on that employee as well. Apparently no ROE is required for CERB otherwise I could identify why the employee decided not to come to work.

    There are gaps in the entire system and it is unfortunate individuals will be taking advantage of this without facing any hurdles in the future.

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    Quote Originally Posted by revelations View Post
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    No, you are asking the right questions - what is also odd is that you dont even have to be a resident - temporary folks can get this as well. The rules are clear as mud and wont likely be audited in any serious fashion anyway (CRA has stopped all new audits).

    This is helicopter money - disguised.
    Well, I assume you much have a CRA file to get CERB. If you have a CRA file, you are paying taxes. So residency isn't really meant much.

    Now CRA/EI is pretty good a craw backs when you hit certain income level while on the program. One can only hope the same check and balance is applied when everyone files for 2019 taxes.

    Also, Trudeau has advised everyone to to electronic deposits. So even more CRA data gathering beyond what they have dug up.

    And when this is all over, may be there will be a bunch of auditing jobs from CRA.

    Quote Originally Posted by Kobe View Post
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    Since i'm going to get super flammed for this troll post I'm going to add I think CERB is a good reason for government debt not some of the other shit governments have done to get us to where we are now though. (Which is a fraction of other countries btw) but this is almost going for make a lot of people not give a shit about finding a job for a few months (those with families will be looking for work I'm sure)
    If you can't tax the rich, you devalue the money. It worked for the US for 2008 collapse and we are trying it for the 1st time ever in Canada.

    The whole pandemic program will cost almost $1T. Doubling Net Debt overnight. Money just doesn't suddenly appears.

    We will all be paying for it with inflation. But I just don't see there's another way out.
    Last edited by Xtrema; 04-06-2020 at 02:54 PM.

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    Quote Originally Posted by Xtrema View Post
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    Well, I assume you much have a CRA file to get CERB. If you have a CRA file, you are paying taxes. So residency isn't really meant much.

    Now CRA/EI is pretty good a craw backs when you hit certain income level while on the program. One can only hope the same check and balance is applied when everyone files for 2019 taxes.

    Also, Trudeau has advised everyone to to electronic deposits. So even more CRA data gathering beyond what they have dug up.

    And when this is all over, may be there will be a bunch of auditing jobs from CRA.



    If you can't tax the rich, you devalue the money. It worked for the US for 2008 collapse and we are trying it for the 1st time ever in Canada.

    The whole pandemic program will cost almost $1T. Doubling Net Debt overnight. Money just doesn't suddenly appears.

    We will all be paying for it with inflation. But I just don't see there's another way out.
    where are you seeing $1T? I thought all the measures so far amount to $85B of spending?

    anyways the way i see it, as long as every other G8 nation is taking on similar debt levels for COVID stimulus (as a % of GDP) then whatever.

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    Quote Originally Posted by sabad66 View Post
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    where are you seeing $1T? I thought all the measures so far amount to $85B of spending?

    anyways the way i see it, as long as every other G8 nation is taking on similar debt levels for COVID stimulus (as a % of GDP) then whatever.

    I can't find the page now or it's changed. I remember seeing a number where all the programs added up to over $800B of assistance.

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    Quote Originally Posted by black300 View Post
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    The CERB is good option for individuals who are actually struggling and have lost their job indefinitely.

    I run a small business, and we have reduced hours of operation. I had to give one employee ROE - Due to Shortage of Work because they were part-time and the hours were decreased by 60%. However I have a full-time employee who was getting 80 hours bi-weekly and would be getting 70 hours now. However they decided they want to go into Self Isolation for 14 Days, even though they did not travel anywhere nor did they have symptoms. I agree safety and health is a priority, however if after 14 Days of self isolation the employee decides they do not want to go back to work because they can take advantage of CERB how does that work. I am still open for business, and as a business owner I lose the wage subsidy on that employee as well. Apparently no ROE is required for CERB otherwise I could identify why the employee decided not to come to work.

    There are gaps in the entire system and it is unfortunate individuals will be taking advantage of this without facing any hurdles in the future.

    Are they in an at risk group? Or just scared? Or lazy?

    Hopefully they come back to work if they have a job.... many people would take their place though, you should just report them to CRA and re hire haha

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    I believe just lazy, we have all measures to ensure safety is a priority. I think the mentality is if I don't have to work and get paid similar $ why not.

    If the CERB program required a ROE, it would for sure give me leverage.

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    Quote Originally Posted by vengie View Post
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    What those doorknobs out East (and on Reddit) consistently fail to realize is we don't want handouts.
    Just stay out of our way, let us work, and you continue collecting your equalization pay, import Saudi oil and continue pound your virtue signalling drums.
    I think you underestimate the amount of people in Alberta (and Canada) that this is actually very true about.

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    Quote Originally Posted by Xtrema View Post
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    I can't find the page now or it's changed. I remember seeing a number where all the programs added up to over $800B of assistance.
    I also cant seem to find a reference to where Trudeau and co. passed an act that would have nationalized Canadas banks. Strange.

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    Quote Originally Posted by thinmyster View Post
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    Im a self employed/incorporated oil field worker who paid myself a payroll +58K last year. I'm thinking CEWS is the way to go vs CERB as my income has dropped to 0. I believe I would qualify for the CEWS of 874/week x12 = 10500 vs the $8000 of the CERB but when I checked today not all the details are out on the CEWS... Do I have this right? Thoughts?
    Quote Originally Posted by JfuckinC View Post
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    I think you're right. If you have money in your business and can cover the 25% ($282) each week, i believe that is expected of you. If you cannot then according to the website it's forgivable.

    Now how it works when it comes time to get paid i still have no idea about. Does the gov deposit the $847 somewhere for you? Do you get paid out at the end? Still confused there haha.
    There are still a bunch of details missing. I am in a similar position to you guys and have asked my accountant to help me navigate these waters but they are also waiting on some more clarity so they can properly advise. But from the brief details offered so far it sounds like that's the best approach for guys like us: CEWS + that business loan/LOC combination given that you were on a salary with your corporation.
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    With lack of clarification in some areas and more changes apparently in the works, what happens if someone applys for and receives the benefit and eventually the CRA deems they weren't qualified for it? Will they just be forced to pay it back? I mean if someone needs to apply for this out of necessity what are the odds they can pay it back if/when the time comes? I could see it taking a while for them to be able to review every claim based on the numbers being thrown around.

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    Well it’s also a criminal offence to make a false claim. So there is that.

    Seriously don’t claim CERB unless you are eligible. Don’t be an idiot.
    Originally posted by Thales of Miletus

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    Originally posted by Toma
    fact.

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    Quote Originally Posted by killramos View Post
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    Seriously don’t claim CERB unless you are eligible. Don’t be an idiot.
    That ambiguity is the problem. If people are later audited and found not to be eligible, they will have to pay it back, and knowing the CRA, it will have interest on it like any tax debt.
    I can eat more hot wings than you.

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    Quote Originally Posted by CompletelyNumb View Post
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    That ambiguity is the problem. If people are later audited and found not to be eligible, they will have to pay it back, and knowing the CRA, it will have interest on it like any tax debt.
    I was working through this with my wife this morning, one of the very clear requirements is:

    For at least 14 days in a row for the period you are applying for, you will not receive:
    ▪employment income
    ▪self-employment income
    ▪provincial or federal benefits related to maternity or paternity leave
    Current period is to end of March from what I understand. If you have been paid for that period. If you received self employment income for that period. Or if you received other benefits for that period. No CERB for you.

    That should catch most of the jokers applying with false pretences.

    For my wife, she was laid off April 2nd. So no CERB for her this period.
    Originally posted by Thales of Miletus

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    I’m still being paid for work I did in January/feb since everyone went to 90days. I assume this won’t affect peoples applications?
    Last edited by thinmyster; 04-07-2020 at 11:17 AM.
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    Quote Originally Posted by CompletelyNumb View Post
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    That ambiguity is the problem. If people are later audited and found not to be eligible, they will have to pay it back, and knowing the CRA, it will have interest on it like any tax debt.
    Yeah this is what I mean, doesn't effect me at all we're business as usual WFH but with the rules being adjusted on the fly this can be an issue for some people down the road. But yeah it make sense, they'd just pay with back with interest kind of like over paying EI or something like that.

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    Quote Originally Posted by killramos View Post
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    I was working through this with my wife this morning, one of the very clear requirements is:

    Current period is to end of March from what I understand. If you have been paid for that period. If you received self employment income for that period. Or if you received other benefits for that period. No CERB for you.

    That should catch most of the jokers applying with false pretences.

    For my wife, she was laid off April 2nd. So no CERB for her this period.

    It will definitely help. I've seen business owners talk about simply not paying themselves for that period, even though the corporation still brings in revenue. I can't see how that's allowed to qualify.
    I can eat more hot wings than you.

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    Quote Originally Posted by CompletelyNumb View Post
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    It will definitely help. I've seen business owners talk about simply not paying themselves for that period, even though the corporation still brings in revenue. I can't see how that's allowed to qualify.
    I am curious about this as well.

    Can I as a corp stop paying me as an employee even though I as a corp still have full time work ?

    If so what am I (employee) and me (Corp) eligible for ??
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    What if I'm still on contract, but my hours have been cut from full time to like...sub-20 hours/month?

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