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    Who pays for cars in cash these days when the amount is more than a few grand? Like actual cash? I can see why some dealers refuse large paper-cash transactions.

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    I think 99% of the time a "cash" deal really just means bank draft. Would be cool to walk in with a brief case handcuffed to your hand though haha.

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    Quote Originally Posted by Mitsu3000gt View Post
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    I think 99% of the time a "cash" deal really just means bank draft. Would be cool to walk in with a brief case handcuffed to your hand though haha.
    Fuck that. One time I had to move $100k in cash (not mine) and it was the second-most stressful experience of my life.

    EDIT: A LEGAL $100k lol

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    Banks get pretty pissy if you want more than 10k cash without an appointment. Especially the smaller branches
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    Quote Originally Posted by A790 View Post
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    Fuck that. One time I had to move $100k in cash (not mine) and it was the second-most stressful experience of my life.

    EDIT: A LEGAL $100k lol
    I think I would have a heart attack carrying that around in actual cash haha. It would look very suspicious I'm sure.

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    Quote Originally Posted by Mitsu3000gt View Post
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    I think I would have a heart attack carrying that around in actual cash haha. It would look very suspicious I'm sure.
    Yep. And it sat literally under a mattress as "retirement savings" until we found out about it.

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    Quote Originally Posted by ExtraSlow View Post
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    Banks get pretty pissy if you want more than 10k cash without an appointment. Especially the smaller branches
    My favourite question is “how did you get this money”

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    I thought that tellers are legally obligated to ask to see your penis above a certain dollar amount?

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    Nvm.
    Last edited by cjblair; 08-13-2020 at 02:47 PM.

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    Quote Originally Posted by The_Rural_Juror View Post
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    I thought that tellers are legally obligated to ask to see your penis above a certain dollar amount?
    I don’t think it’s an obligation, more of a job perk.
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    Quote Originally Posted by Mitsu3000gt View Post
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    I think 99% of the time a "cash" deal really just means bank draft. Would be cool to walk in with a brief case handcuffed to your hand though haha.
    I used to sell cars at Nissan and i sold a Titan to a guy who wanted to pay for the entire truck in cash. That raised a lot of eyebrows with the GM and finance office.

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    Quote Originally Posted by Ca_Silvia13 View Post
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    I used to sell cars at Nissan and i sold a Titan to a guy who wanted to pay for the entire truck in cash. That raised a lot of eyebrows with the GM and finance office.
    I assume because someone actually wanted to buy a Titan?

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    Quote Originally Posted by Ca_Silvia13 View Post
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    I used to sell cars at Nissan and i sold a Titan to a guy who wanted to pay for the entire truck in cash. That raised a lot of eyebrows with the GM and finance office.
    Can you even get that kind of cash from a bank? I Feel like that would be difficult. Though by the sounds of it that customer probably wasn't a fan of the banks haha.

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    I am so happy someone posted about this - I meant to, and forgot.

    Earlier in the year I was trying to buy a car for my parents from a Go Mazda Dealer in Edmonton. Put an offer in (within 3% of their asking, based on a dead comparable in Kelowna), and they declined. Sure enough, about a week later they drop the price lower than my offer and I call and ask who should I get the bank draft written out to at their asking price. Its at this point they state that we must finance the vehicle, no other options available and they will not take a cash (bank draft) .

    I contacted AMVIC, and they said that it was a 'grey area' (surprise, surprise)... and suggested I don't purchase the vehicle.

    I was dumbfounded, hard recession, oil price in the real shitter (this is February time), and they won't accept an offer on a luxury vehicle in cash? I thought it wasn't correct, so I contacted their head office, and sure enough Go Auto would not sell any vehicle unless it is financed. It is their rule to 'avoid fraudulent activity'. I even got a draft made out to the dealer for the full amount of the bill of sale and sent it to them with a photo - still, no go. Real reason they do this, they get a kick back from the bank. It was a policy that was put in place and was not mentioned on the website at that time anywhere. Go Auto essentially owns many of the major dealers in Edmonton. Long story short, bought the car from BMW Kelowna, and could not be happier.

    Obviously really poor practice, people are free to not buy their vehicles, but I bet there will be people pulled into financing arrangements which they are not able to handle.
    Last edited by Neil4Speed; 08-13-2020 at 10:22 AM.
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    Quote Originally Posted by Neil4Speed View Post
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    I am so happy someone posted about this - I meant to, and forgot.

    Earlier in the year I was trying to buy a car for my parents from a Go Mazda Dealer in Edmonton. Put an offer in (within 3% of their asking, based on a dead comparable in Kelowna), and they declined. Sure enough, about a week later they drop the price lower than my offer and I call and ask who should I get the bank draft written out to at their asking price. Its at this point they state that we must finance the vehicle, no other options available and they will not take a cash (bank draft) .

    I contacted AMVIC, and they said that it was a 'grey area' (surprise, surprise)... and suggested I don't purchase the vehicle.

    I was dumbfounded, hard recession, oil price in the real shitter (this is February time), and they won't accept an offer on a luxury vehicle in cash? I thought it wasn't correct, so I contacted their head office, and sure enough Go Auto would not sell any vehicle unless it is financed. It is their rule to 'avoid fraudulent activity'. I even got a draft made out to the dealer for the full amount of the bill of sale and sent it to them with a photo - still, no go. Real reason they do this, they get a kick back from the bank. It was a policy that was put in place and was not mentioned on the website at that time anywhere. Go Auto essentially owns many of the major dealers in Edmonton. Long story short, bought the car from BMW Kelowna, and could not be happier.

    Obviously really poor practice, people are free to not buy their vehicles, but I bet there will be people pulled into financing arrangements which they are not able to handle.
    Can you take the finance deal and then just pay the loan off next day? Of Course I'd grind down the price a bit more as well.

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    Quote Originally Posted by Neil4Speed View Post
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    I am so happy someone posted about this - I meant to, and forgot.

    Earlier in the year I was trying to buy a car for my parents from a Go Mazda Dealer in Edmonton. Put an offer in (within 3% of their asking, based on a dead comparable in Kelowna), and they declined. Sure enough, about a week later they drop the price lower than my offer and I call and ask who should I get the bank draft written out to at their asking price. Its at this point they state that we must finance the vehicle, no other options available and they will not take a cash (bank draft) .

    I contacted AMVIC, and they said that it was a 'grey area' (surprise, surprise)... and suggested I don't purchase the vehicle.

    I was dumbfounded, hard recession, oil price in the real shitter (this is February time), and they won't accept an offer on a luxury vehicle in cash? I thought it wasn't correct, so I contacted their head office, and sure enough Go Auto would not sell any vehicle unless it is financed. It is their rule to 'avoid fraudulent activity'. I even got a draft made out to the dealer for the full amount of the bill of sale and sent it to them with a photo - still, no go. Real reason they do this, they get a kick back from the bank. It was a policy that was put in place and was not mentioned on the website at that time anywhere. Go Auto essentially owns many of the major dealers in Edmonton. Long story short, bought the car from BMW Kelowna, and could not be happier.

    Obviously really poor practice, people are free to not buy their vehicles, but I bet there will be people pulled into financing arrangements which they are not able to handle.
    Greasy.

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    Quote Originally Posted by Neil4Speed View Post
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    I am so happy someone posted about this - I meant to, and forgot.

    Earlier in the year I was trying to buy a car for my parents from a Go Mazda Dealer in Edmonton. Put an offer in (within 3% of their asking, based on a dead comparable in Kelowna), and they declined. Sure enough, about a week later they drop the price lower than my offer and I call and ask who should I get the bank draft written out to at their asking price. Its at this point they state that we must finance the vehicle, no other options available and they will not take a cash (bank draft) .

    I contacted AMVIC, and they said that it was a 'grey area' (surprise, surprise)... and suggested I don't purchase the vehicle.

    I was dumbfounded, hard recession, oil price in the real shitter (this is February time), and they won't accept an offer on a luxury vehicle in cash? I thought it wasn't correct, so I contacted their head office, and sure enough Go Auto would not sell any vehicle unless it is financed. It is their rule to 'avoid fraudulent activity'. I even got a draft made out to the dealer for the full amount of the bill of sale and sent it to them with a photo - still, no go. Real reason they do this, they get a kick back from the bank. It was a policy that was put in place and was not mentioned on the website at that time anywhere. Go Auto essentially owns many of the major dealers in Edmonton. Long story short, bought the car from BMW Kelowna, and could not be happier.

    Obviously really poor practice, people are free to not buy their vehicles, but I bet there will be people pulled into financing arrangements which they are not able to handle.
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    Quote Originally Posted by ExtraSlow View Post
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    Banks get pretty pissy if you want more than 10k cash without an appointment. Especially the smaller branches
    The word went out at the start of the Covid thing - that's what they told my father anyhow. He's been at the same bank for nearly 20 years now since he retired/medicaled out from being LE. He decided he wanted 10k cash at home just in case. The bank flat out refused at first, the teller at the counter did, then the manager came out and asked him why he wanted it, and then told him it was safer "in the bank anyway". He argued, a lot, she eventually gave him $3k and said that was the limit. He called the customer service line and told them what happened, and he had to get them to force the branch manager to give him $10k, which took a couple days (understandable, and that used to be the policy, you could order in as much as you wanted, but it would just take a few biz days to get it in). Stupid, but that's what they've been doing in my father's city in SK at least.

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    From a revenue perspective, cash buyers make the dealer almost no money. From anyone's experience, do dealerships sneak in weird BS fees and hidden costs on the final price of the car to make up part of what'd they'd lose on a finance deal? I've heard of dealerships in the US that do this.
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    Quote Originally Posted by Gman.45 View Post
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    The word went out at the start of the Covid thing - that's what they told my father anyhow. He's been at the same bank for nearly 20 years now since he retired/medicaled out from being LE. He decided he wanted 10k cash at home just in case. The bank flat out refused at first, the teller at the counter did, then the manager came out and asked him why he wanted it, and then told him it was safer "in the bank anyway". He argued, a lot, she eventually gave him $3k and said that was the limit. He called the customer service line and told them what happened, and he had to get them to force the branch manager to give him $10k, which took a couple days (understandable, and that used to be the policy, you could order in as much as you wanted, but it would just take a few biz days to get it in). Stupid, but that's what they've been doing in my father's city in SK at least.
    lol that would have been the day I close my accounts and walk across the street.
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