Who Insures Your Exotics?

[Team_Mclaren]

I use Intact for collectors insurance, but i don't have any other vehicles insured with them. it's around $400 a year.

Limit is 5000KM a year, which I barely crack 1000KM....

oh this is on the NSX, which is over 20 years old to make it qualify?!

[88CRX]

Yea I never realized this was a thing. How much for 500km's a year haha

Will be switching over to this next season.

[beyond_ban]

This quote is hidden because you are ignoring this member. Show Quote

My 89 E30 and 89 Westfalia are $280/year full coverage for both with intact. R8 is about $2100/year full coverage.

When I drive the classics I’m always on my way to a car show or home from the mechanics...

I wonder how hard the insurance company would try to deny a claim if you got into an accident downtown mid-week. Is the "mechanic" excuse pretty much a coverall? Burden of proof on the insurance company would be fairly hard to prove i'd think.

[88CRX]

This quote is hidden because you are ignoring this member. Show Quote

I wonder how hard the insurance company would try to deny a claim if you got into an accident downtown mid-week. Is the "mechanic" excuse pretty much a coverall? Burden of proof on the insurance company would be fairly hard to prove i'd think.

Yea anyone have first hand experience with this.

Meloche Monex is always pushing the "do you drive this vehicle to work".... and the truth is yea like 4-5 times per year. Boom! Its a commuter vehicle.

[Sorath]

GT3 - collectors through intact ~ $700/year 10,000km limit annually edit($500 deductibles) everywhere else its minimum $5000 deductible or 5% of cost of vehicle

[Mar]

Thanks. I have some phone calls to make.

[JfuckinC]

I think I have collectors with intact on my camaro, need to call touchstone and figure it out actually haha

[revelations]

Bill is going to have a sudden influx of emails and calls now .... haha. I definitely have one car that fits this role.

[shakalaka]

This quote is hidden because you are ignoring this member. Show Quote

Boxsters are exotics now? Or are you talking about your Veloster?

LOL. Dunno how I missed this before.

[ThePenIsMightier]

Hagerty is nice because it's reasonable and comes with white gloves service, towing.
But... You're forced into it for 12 months, much like motorcycles. TD MM is more money; but, you can pull it for 6 months/year which may actually be cheaper overall.

[Mar]

Hagerty = $135 per month
Intact = $191 per month

I have zero driving problems so I would get the cheapest rates. Anywhere else?

[nismodrifter]

Td mm

[JordanLotoski]

My GT3RS is maybe 150 a month with Co-operators

[Team_Mclaren]

This quote is hidden because you are ignoring this member. Show Quote

I have zero driving problems so I would get the cheapest rates.

Not really, also depends if you have anything else with that company or qualify for any other discounts etc.


what "exotic" are you getting insurance for?

[The_Rural_Juror]

His exotic is practically a GT3RS.

[DubSport]

This quote is hidden because you are ignoring this member. Show Quote

Hagerty is nice because it's reasonable and comes with white gloves service, towing.
But... You're forced into it for 12 months, much like motorcycles. TD MM is more money; but, you can pull it for 6 months/year which may actually be cheaper overall.

Except if you cancel half way through the year they send you a prorated cheque back in the mail.
I’m with them for an old e31 ($360/yr) and it comes with a subscription to what I think is the best car magazine out there, and Full access to classic car valuation tools and reports as well.

[killramos]

This quote is hidden because you are ignoring this member. Show Quote

His exotic is practically a GT3RS.

It’s pretty obvious he wants it for the Veloster. What a savage classic.

[Mar]

This quote is hidden because you are ignoring this member. Show Quote

Not really, also depends if you have anything else with that company or qualify for any other discounts etc.


what "exotic" are you getting insurance for?

I want to know whom insures YOUR exotics, I'm looking into it for my Boxster.

[Team_Mclaren]

This quote is hidden because you are ignoring this member. Show Quote

I want to know whom insures YOUR exotics, I'm looking into it for my Boxster.

Well that's what i mean, I dont think Insurance companies consider a Boxster "exotic".... they might just laught at you and charge you more...

[The_Rural_Juror]

This quote is hidden because you are ignoring this member. Show Quote

i dont think insurance companies consider a boxster "exotic"....

how..
Dare...
You