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    Quote Originally Posted by Brent.ff View Post
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    Typically need a MLS listing for the bank. Our current place we bought when it was off market (was on market but they removed it), and a condition was for them to list it on MLS for one day so that we had something to give to the bank.
    Private sales happen everyday. An old MLS, schedules or a new build, or a property details sheet filled out by the seller does the trick

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    lol retail bankers are such Neanderthals
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

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    Quote Originally Posted by killramos View Post
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    lol retail bankers are such Neanderthals
    That
    Quote Originally Posted by killramos View Post
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    You realize you are talking to the guy who made his own furniture out of salad bowls right?

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    Quote Originally Posted by ercchry View Post
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    Private sales happen everyday. An old MLS, schedules or a new build, or a property details sheet filled out by the seller does the trick
    I just know it is what the bank wanted? They just reposted their listing for a day and we used that. Probably could have gotten away with the old MLS but didnt fight it.

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    Quote Originally Posted by Brent.ff View Post
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    I just know it is what the bank wanted? They just reposted their listing for a day and we used that. Probably could have gotten away with the old MLS but didnt fight it.
    Yeah, branch staff are… not experts

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    Retail banking is the just the Gap or Zara or Starbucks.

    It's retail customer service people.

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    Quote Originally Posted by ercchry View Post
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    Yeah, branch staff are… not experts
    Yep, bank staff are a step below the old sandwich artists.
    Quote Originally Posted by killramos View Post
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    You realize you are talking to the guy who made his own furniture out of salad bowls right?

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    Quote Originally Posted by ExtraSlow View Post
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    Yep, bank staff are a step below the old sandwich artists.
    It’s actually crazy, if you only represent the bank’s products you don’t even need any sort of licensing. Then they stick them on commission only… zero overhead to staffing so very little effort into hiring

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    Quote Originally Posted by ercchry View Post
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    Yeah, branch staff are… not experts
    technically it was a mobile mortgage specialist... so maybe he didnt even qualify for branch staff...

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    Quote Originally Posted by Brent.ff View Post
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    Typically need a MLS listing for the bank. Our current place we bought when it was off market (was on market but they removed it), and a condition was for them to list it on MLS for one day so that we had something to give to the bank.
    Why does MLS listing a requirement? Did something changed that they don't believe appraisers any more?

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    Quote Originally Posted by Xtrema View Post
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    Why does MLS listing a requirement? Did something changed that they don't believe appraisers any more?
    It’s usually a preliminary condition on purchases and transfers so they have something official for property details. Ideally the sqft, location, foundation, services (water/sewer) all check the boxes for an AVM and no appraisal ever happens.

    The MLS does not have to be recent though, and there are other documents that work for property details

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    Our neighbour just sold their place to a coworker privately. No commiss, no problem, everyone wins.
    Ultracrepidarian

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    Quote Originally Posted by msommers View Post
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    Our neighbour just sold their place to a coworker privately. No commiss, no problem, everyone wins.
    till the coworker finds his hidden art room.. awkward at the water cooler

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    This is one that I assumed would be worth a lot more due to development potential.

    https://www.realtor.ca/real-estate/2...pringbank-hill

    ~4ac in a desirable location, you can build ~10-15 nice houses there, assuming you can get permitted. I mean, I don't have an extra few million kicking around to throw at this, but if I did, I might.

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    Quote Originally Posted by Brent.ff View Post
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    till the coworker finds his hidden art room.. awkward at the water cooler
    Co-worker bought it BECAUSE of all the hot times in the not-hidden art room... #secretarylife

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    Quote Originally Posted by bjstare View Post
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    This is one that I assumed would be worth a lot more due to development potential.

    https://www.realtor.ca/real-estate/2...pringbank-hill

    ~4ac in a desirable location, you can build ~10-15 nice houses there, assuming you can get permitted. I mean, I don't have an extra few million kicking around to throw at this, but if I did, I might.
    Why would they include photos of Aspen... gross

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    Quote Originally Posted by bjstare View Post
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    This is one that I assumed would be worth a lot more due to development potential.

    https://www.realtor.ca/real-estate/2...pringbank-hill

    ~4ac in a desirable location, you can build ~10-15 nice houses there, assuming you can get permitted. I mean, I don't have an extra few million kicking around to throw at this, but if I did, I might.
    There's been a Redevelopment Application sign up for probably a year now. If I'm reading it correctly on the city site, the application is for R1 and RG, which allows for either 8 single family homes (R1) or "up to 2 units of low density mixed housing (R-G) which may include single detached residential dwellings or rowhouse buildings".

    I'm not sure what the R-G means in practical terms as far as how many units that would mean in terms of multi-family or rowhouses, but it seems if it is limited to two buildings of row houses, the single family route would probably yield a high total value (8 $2mm homes, vs. ~16 ~$800k townhomes?)...

    Besides that, isn't the smart play usually to complete the rezoning and then sell the property on, rather than before the application is complete? Or is this a case where the rezoning is all but guaranteed, so no point in waiting?

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    R-G is limited to 70 units per hectare so they could fit up to 75 units on that property, depending on the layout of the subdivision of lots.

    Edit: The listing says its zoned DC at the moment, so it would still need the zoning changes to go through. Then it depends if it goes R1 -> RG or R1 -> RCG. The contextual requirements of R-CG may limit building that many units to match the surrouding community.
    Last edited by pheoxs; Yesterday at 09:59 AM.

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    Quote Originally Posted by you&me View Post
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    Or is this a case where the rezoning is all but guaranteed, so no point in waiting?
    Well the entire city is going to be blanket re-zoned soon, so it's pretty much guaranteed.
    Quote Originally Posted by DonJuan View Post
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    Came back to ogle 2Legit2Quit wife's buns...
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    They're certainly big, but I don't know if they are the BEST I've tasted.

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