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Thread: USA healthcare is weird and expensive.

  1. #41
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    Quote Originally Posted by Xtrema View Post
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    If the commenters to be believed, hospitals pulling this are on their last leg due to a stressful year thanks to COVID.
    By stressful you mean not having the same number of customers in ERs because they are avoiding them? Hospitals in the US are glorified businesses under the guise of healthcare. Nothing wrong with that, if you can afford it.

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    All this arguing is going to lead to some very steamy sex, if the videos I've been watching are true.
    Quote Originally Posted by Tik-Tok View Post
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    I'd be lying if I said I didn't disagree.

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    Quote Originally Posted by ExtraSlow View Post
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    All this arguing is going to lead to some very steamy sex, if the videos I've been watching are true.
    Didn't you just finish watching the snow shoveling multiple homicide video??

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    Quote Originally Posted by Buster View Post
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    You're also placing a decades long bet on Canada by retiring here. Is Canada a country you want to bet on?
    Compared to the Excited States, oh fuck ya! I'm not saying Canada isn't without it's problems but Canadians don't have to worry about medical expenses bankrupting them.
    "Masked Bandit is a gateway drug for frugal spending." - Unknown303

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    Has anyone actually been through the medical system in the USA and where? Or all y’all just stating opinions of what you think goes down? It’s a lot different when you actually talk to friends who moved there. It’s not exactly doom and gloom like some of you paint it. I agree with buster lol I wouldn’t really bet on Canada lol everything free without an economy to back it up.

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    Quote Originally Posted by Masked Bandit View Post
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    Compared to the Excited States, oh fuck ya! I'm not saying Canada isn't without it's problems but Canadians don't have to worry about medical expenses bankrupting them.
    Medical expenses no, taxes? Absolutely.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
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    Quote Originally Posted by Masked Bandit View Post
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    Compared to the Excited States, oh fuck ya! I'm not saying Canada isn't without it's problems but Canadians don't have to worry about medical expenses bankrupting them.
    The bet I'm referring to is that Canada will stay status quo for decades. It won't. This version of Canada isn't some permanent institution. It is more like an experiment that isn't going well and won't last.

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    Sorta on-topic, but someone with better google than me can probbaly dig up how much per person the GOVERNMENT in the USA pays for healthcare. It's not small is it?
    Quote Originally Posted by Tik-Tok View Post
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    I'd be lying if I said I didn't disagree.

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    We had two kids in the US, my wife had weekly Ultrasounds for 24 weeks, and I can tell you it’s not the shit show everyone here is describing. When you take a job, one of the main criteria is medical coverage, in addition to salary, vacation etc. Same as Canada.

    They have an effective triage system in the form of 24 hour Urgent Care clinics that handle everything from broken bones to high fevers. What you don’t get in the US, is everybody using the ER like their personal doctor, you don’t get baby tourism like you do here (not uncommon to a woman off a plane from third world country who is 38 weeks pregnant and straight to the Foothills). And these clinics do not cost $50,000 to visit. All those who say you were in Vegas and went to the ER - that’s why it cost what it did. No one goes to the ER unless it’s a trauma event down there. A private ambulance company made bank off you not knowing where to go.

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    Quote Originally Posted by SkiBum5.0 View Post
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    ... All those who say you were in Vegas and went to the ER - thatís why it cost what it did. No one goes to the ER unless itís a trauma event down there. A private ambulance company made bank off you not knowing where to go.
    Well, not in the case I described and I think I'm the only one who brought up Vegas... Went to the on-site medical facility at the hotel, followed by a reasonably nearby medical clinic who didn't have the capability to do the injection, followed by a hospital near the university. No ambulance involved.
    As an insured tourist, you're also being advised which facilities are preferred by your insurance provider, so that's also a factor.
    And it wasn't a fuckin hangnail. By the time the swelling is constricting an airway, I think ER is a pretty reasonable selection.

    Is it different for residents vs tourists? Very likely! I'm just starting my experience although as I mentioned, I watched a resident decide to go home and die while I was there.

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    Quote Originally Posted by max_boost View Post
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    Has anyone actually been through the medical system in the USA and where? Or all y’all just stating opinions of what you think goes down? It’s a lot different when you actually talk to friends who moved there. It’s not exactly doom and gloom like some of you paint it. I agree with buster lol I wouldn’t really bet on Canada lol everything free without an economy to back it up.
    Everyone I know has the same experience that’s been posted here. Way better than Canada. As long as you have a good job with good insurance.

    The shitty experience doom and gloom and bankrupt bills we all hear about is from people who can’t afford it, or can’t be employed with good coverage, which is a whole different problem. Another one is if you end up with a medical issue where you can’t work anymore, you instantly go from the great experience to the experience that poor people go through once you lose coverage.

    There are definitely huge challenges with the US system, but for most people it easily beats what we have here.
    Originally posted by SEANBANERJEE
    I have gone above and beyond what I should rightfully have to do to protect my good name

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    NO NO NO US MEDICAL BAD CANADA MEDICAL GOOD

    If you believe anything else you are a fascist
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
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    Before the "socialist commy scum" affordable health Care act, shit was nuts.

    Say you had a great job with good coverage. You developed some condition that requires regular medical attention, but can still work with no problems, you're covered by insurance for that. However if you ever left that job for a better company/position, or whatever reason, the new companies insurance wouldn't cover you because of your pre-existing condition.

    And people were still against Obamacare. Even Trump said it was a part of it they had to keep.

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    I know someone who had a heart attack in the States. She was in the hospital 5 days and the bill was $500,000 US. Lucky they had good insurance. It took almost a year of fucking around between the insurance and hospital along with the collections threats from the hospital to settle the bill. The insurance got it down to about $250,000. Apparently that is just standard procedure down there. Quote way high and then negotiate the price down with the insurer. I'm sure if you had no insurance they would not be so "accommodating".
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    Quote Originally Posted by HHURICANE1 View Post
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    I know someone who had a heart attack in the States. She was in the hospital 5 days and the bill was $500,000 US. Lucky they had good insurance. It took almost a year of fucking around between the insurance and hospital along with the collections threats from the hospital to settle the bill. The insurance got it down to about $250,000. Apparently that is just standard procedure down there. Quote way high and then negotiate the price down with the insurer. I'm sure if you had no insurance they would not be so "accommodating".
    Quotes are retail and ridiculously priced. If you don't have insurance you can haggle, but it's so inflated you're going broke anyway. Insurance has contracts that stipulate 70% discounts. It's a silly system.

    If you live in the US and have US heathcare insurance, you don't really see any of this.
    Originally posted by SEANBANERJEE
    I have gone above and beyond what I should rightfully have to do to protect my good name

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    Quote Originally Posted by HHURICANE1 View Post
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    I know someone who had a heart attack in the States. She was in the hospital 5 days and the bill was $500,000 US. Lucky they had good insurance. It took almost a year of fucking around between the insurance and hospital along with the collections threats from the hospital to settle the bill. The insurance got it down to about $250,000. Apparently that is just standard procedure down there. Quote way high and then negotiate the price down with the insurer. I'm sure if you had no insurance they would not be so "accommodating".
    It's really not much different that how our dentists operates here.

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    Dude, everyone should have access to affordable healthcare - full hippie.
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    Quote Originally Posted by Xtrema View Post
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    It's really not much different that how our dentists operates here.
    To a degree. It's worst here with dental because it's rare to have coverage for anything more than routine and maintenance work. I have over $20k worth of dental work happening, and the majority of that is coming out of pocket.
    Originally posted by SEANBANERJEE
    I have gone above and beyond what I should rightfully have to do to protect my good name

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    So ~50% of your income taxes pay for healthcare.

    If you earn six figures, like every beyonder does, you already pay $15k per year for healthcare, even though you likely already pay another couple grand a year for a health care plan/insurance as well.

    In the states, you have health insurance that is partially paid for (or fully) if you are employed, and it covers everything except for a deductible.

    And as Rage said, people with insurance don't see the back end shenanigans.

    So whose system is better? Oh yea, and there aren't 6 month wait lines to get your gallbladder removed that could explode at any second ( a friend of mine is dealing with this). Or 6 month waits to get into a lung specialist. Or year long waits to get hip replacement done with outdated methods.

    Etc etc etc.

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    Quote Originally Posted by zechs View Post
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    So ~50% of your income taxes pay for healthcare.
    Is that an accurate percentage in Canada? What percentage of your federal taxes in the USA go to healthcare? It's not zero.
    Quote Originally Posted by Tik-Tok View Post
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    I'd be lying if I said I didn't disagree.

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