Contractor health benefits

[03ozwhip]

I can only assume there are some people on here that don't have company benefits being a contractor. Now that I've been contracting for almost a year and It seems like this is going to be more permanent than I thought.

So you contractors paying for external benefits, where do you recommend I look?

[killramos]

Marry someone with benefits.

[Twin_Cam_Turbo]

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Marry someone with benefits.

Yeah I just found someone with benefits and latched onto them. So far so good.

[03ozwhip]

Too late, ive been married for almost 15 years and she's been a stay at home mom for almost 13.

[roopi]

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Marry someone with benefits.

This is the way.

[Darell_n]

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Too late, ive been married for almost 15 years and she's been a stay at home mom for almost 13.

Both marry a third person with benefits and profit? I won’t judge.

[ExtraSlow]

Don't know if it's good or cheap, but easy to get a quote from Alberta Blue Cross and use that as your starting point.

Then take your wife out to some bars near a hospital and see if you can meet a cute nurse....

[03ozwhip]

^thanks. I figured someone may know something different. This place used to be helpful.

[suntan]

I use Green Shield for health and dental benefits.

I recently learned about Chambers. Https://Chamberplan.ca

You should also set up a HCSA. This allows you to pay for medical expenses using before-tax money. I use https://accountablevaluefs.com. He sometimes has same day turnaround, never later than the next day.

[schurchill39]

The majority of contractors I know run Blue Cross then set up their company as a PHSP https://www.brockhealth.ca/

[suntan]

Brock Health is the same thing as Accountable Value except BH takes weeks to give your money.

[skandalouz_08]

I sell both benefits and health spending accounts. Shoot me a PM if you want to discuss further options.