Alberta Auto Insurance change - DCPD

[ExtraSlow]

Storage/parking/comprehensive insurance is going to go up in this case.

[16hypen3sp]

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JoffreTard

I was a JoffreTard for the first year of my life. Obviously don't remember it but man is that place rough. Still dodged a bullet tho.... could have been Fox Creekian.

[Tik-Tok]

If your vehicle is uninsured, but parked on private property, does house insurance not cover it?

[killramos]

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If your vehicle is uninsured, but parked on private property, does house insurance not cover it?

Almost guaranteed that’s excluded

[ExtraSlow]

Yeah, your house insurance specifically excludes vehicles unless they are added as a separate "stated value" item, or it did last time I read my own policy. RV Trailer are a little different, depending on a number of factors, but if it has an engine, get its own insurance.

[killramos]

I knew I should insure my lawn mower

[suntan]

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I knew I should insure my lawn mower

He can get his own life insurance.

[BokCh0y]

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Yeah, your house insurance specifically excludes vehicles unless they are added as a separate "stated value" item, or it did last time I read my own policy. RV Trailer are a little different, depending on a number of factors, but if it has an engine, get its own insurance.

Yep. I had to specifically purchase park insurance for my cars that aren't being driven in the winter; home insurance doesn't cover the cars even though they're sitting in the garage.

[ExtraSlow]

Luckily "parking" insurance is actually quite cheap.

[BokCh0y]

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Luckily "parking" insurance is actually quite cheap.

Yep super cheap but still added cost unfortunately.

[mr2mike]

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Yep. I had to specifically purchase park insurance for my cars that aren't being driven in the winter; home insurance doesn't cover the cars even though they're sitting in the garage.

Yes. Home insurance just covers parts not on the vehicle but you probably need a specific clause for your Borg Warner kit.

[littledan]

Just fully disassemble your uninsured vehicle when parking it. win win.

[suntan]

What if the car is on blocks?

[firebane]

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I have trouble believing this because how are "new to Canada" driver's affording to drive given their ability vs income?

I can pick them out of a deerfoot tr straightaway.

You assume they have either valid insurance or a valid license.

[BokCh0y]

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Yes. Home insurance just covers parts not on the vehicle but you probably need a specific clause for your Borg Warner kit.

Oh that's good cuz i bought that aw11 parts car for sale here a month ago, and it came with like half a car extra in parts haha.

[Masked Bandit]

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If your vehicle is uninsured, but parked on private property, does house insurance not cover it?

Not in a million years.