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Thread: Car Insurance and Employees

  1. #1
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    Default Car Insurance and Employees

    For people with Nannies and other in care home services, do you add anything to your car insurance policy or do they have to add anything to their car insurance policy to be on the right side of the law in regards to accidents?
    Quote Originally Posted by BavarianBeast View Post
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    Could have been over 60% if I wasn’t a paper hand bitch

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    As in if they are driving your vehicle? Yes, you need to add them as a driver.

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    Yes you add them as a named driver, super easy.
    Quote Originally Posted by rage2 View Post
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    I almost shat myself after eating way too much at lunch with @killramos so ya, we can start the diaper thread now.

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    I meant if they had their own car.

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    You buy Insurance to protect you.

    Are they driving your car which could expose you to loss or liability? Then you should insure that exposure.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

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    Quote Originally Posted by nzwasp View Post
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    I meant if they had their own car.
    Lol wtf

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    Well you can't buy insurance on someone else's car, regardless of them being your employee or not.

    Does this employee drive at your bidding? Probably should be paying them per km.... But that's nothing to do with insurance or risks.
    Quote Originally Posted by rage2 View Post
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    I almost shat myself after eating way too much at lunch with @killramos so ya, we can start the diaper thread now.

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    Not your problem, but yes they should adjust their policy if they’re driving for work

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    Well we don't need a nanny, but we are hiring a lady to take the MIL to her doctor appointments which is every 2 months or so - the lady will only be driving her maybe 30 mins every 2 months. She asked us if we need to buy extra insurance. I said no "we" dont but you might. Personally I use my own car to drive myself to worksites all the time but perhaps I should be hiring cars because commercial car insurance sounds expensive, its prob alot more expensive than the benefit of driving someone 6 times a year for less than 2 or 3 hours total.

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    Have you heard of Uber?
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

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    Yeah thats what we told this person - if they are concerned about it we can just pay for uber whenever they need to go to the appointment which is only in signal hill.

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    Ladies & Gentlemen: The last Mar thread of 2021.

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    I am not mar

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    Ya, Mar has more common sense.

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