Kids car was rear ended by a guy who didn't want to deal with insurance and offered to pay out of pocket for damages.
No problem I said let's get some quotes. Our quotes were in the 2000 and up range which of course guy doesn't want to pay. Some shady repair place offers to do it for half the price or less which we are not willing to use. Offered simple cash settlement but the guy keeps low balling and to be quite frank has pissed me off now.
Obvious choice is to deal with Insurance to avoid the headache of dealing with this person.
My question relates to how the insurance company will handle things. My assumption is the insurance company will write the car off as it's a 15 yr old vehicle for the kids first car that he bought from a family member. It was the perfect car what he needs/wants.
If insurance gets involved and they determine they'd prefer to write it off are we forced into accepting this?
Haven't dealt with a scenario like this. I want the other driver held accountable but don't want the car written off as the outcome.