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Thread: Variable mortgage regret?

  1. #301
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    It's all good, BoC now says they'll see how it goes. That means inflation will be 0% next month.

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    Quote Originally Posted by Xtrema View Post
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    https://www.bankofcanada.ca/2022/12/...se-2022-12-07/

    Another .5%

    Beating continues the until everyone goes back to work.
    This is what prompted me to bump the thread. They say they are going to relax for a while, see if anything changes I guess.

    I honestly don't know fuck all other than what I'm reading.

  3. #303
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    Quote Originally Posted by Buster View Post
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    The best mortgage strategy is simple:. Wait to see where rates go, and then travel back in time to either keep variable or go fixed.
    In lieu of a time machine though, one could simply pay attention to the market and make the best financial decision based on what the most likely outcomes are. This current wildly predictable scenario playing out didn't exactly just hit us out of nowhere. Anyone with any market knowledge at all was sounding the alarm on this a year in advance.



    Quote Originally Posted by Xtrema View Post
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    https://www.bankofcanada.ca/2022/12/...se-2022-12-07/

    Another .5%

    Beating continues the until everyone goes back to work.
    The beating will likely continue until unemployment jumps due to corporate layoffs, and a lot of defaults on debt start happening. That's how you curb inflation, is remove the money out of the system that caused it.

  4. #304
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    Quote Originally Posted by Misterman View Post
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    In lieu of a time machine though, one could simply pay attention to the market and make the best financial decision based on what the most likely outcomes are. This current wildly predictable scenario playing out didn't exactly just hit us out of nowhere. Anyone with any market knowledge at all was sounding the alarm on this a year in advance.

    .
    wrong

  5. #305
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    Quote Originally Posted by Buster View Post
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    wrong
    Except here we are, and I'm right.

  6. #306
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    Quote Originally Posted by misterman View Post
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    except here we are, and i'm right.
    sOMEONE START THE TIME MACHINE!!!11

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    This argument was pretty predictable for sure.

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    Quote Originally Posted by ExtraSlow View Post
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    This argument was pretty predictable for sure.
    It's not an argument if I won it already.

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    Quote Originally Posted by Buster View Post
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    It's not an argument if I won it already.
    WRONG.



    There, now I won. lol

    I'm happy to give you credit where it's due in the areas you are knowledgeable about. But common man, these troll replies your ego can't resist, on subjects you get caught in pretty glaring intellectual oversights, is getting old.

  10. #310
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    Quote Originally Posted by Misterman View Post
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    WRONG.



    There, now I won. lol

    I'm happy to give you credit where it's due in the areas you are knowledgeable about. But common man, these troll replies your ego can't resist, on subjects you get caught in pretty glaring intellectual oversights, is getting old.
    Didnt we already go through that if you had so wildly successfully predicted the market, you wouldn't be wasting your time on this forum talking about petty things like mortgage rates and be living on a yacht somewhere?

  11. #311
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    Quote Originally Posted by Misterman View Post
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    WRONG.



    There, now I won. lol

    I'm happy to give you credit where it's due in the areas you are knowledgeable about. But common man, these troll replies your ego can't resist, on subjects you get caught in pretty glaring intellectual oversights, is getting old.
    You think correctly stating the next flip of the coin will be an indicator of your prediction skills. You'd be wrong then, too.

    Guessing correctly doesn't imply skill. You're funny for thinking it, though.

  12. #312
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    Quote Originally Posted by Misterman View Post
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    WRONG.



    There, now I won. lol

    I'm happy to give you credit where it's due in the areas you are knowledgeable about. But common man, these troll replies your ego can't resist, on subjects you get caught in pretty glaring intellectual oversights, is getting old.
    Did you just address Buster as "Common Man"??!

    Gettin spicey!

  13. #313
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    Quote Originally Posted by Buster View Post
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    You think correctly stating the next flip of the coin will be an indicator of your prediction skills. You'd be wrong then, too.

    Guessing correctly doesn't imply skill. You're funny for thinking it, though.
    Name:  1F20E2A1-36FB-4215-B8E3-73D200212DE8.gif
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  14. #314
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    Our mortgage payments have gone from $1073 to $1640 so far, but we are actually paying $2640 a month into it to speed things up.

    And by we I mean the other half.

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    Banks love this one weird trick.

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    Ultracrepidarian

  17. #317
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    Quote Originally Posted by Buster View Post
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    You think correctly stating the next flip of the coin will be an indicator of your prediction skills. You'd be wrong then, too.

    Guessing correctly doesn't imply skill. You're funny for thinking it, though.
    I see you're still having your own yelling at clouds convo in your head by yourself.

    Investment advice from the Buster. Throw a dart at a board of numbers or stock symbols. YOLO into that. It doesn't matter what you pick, because some people get lucky, and some people don't.

  18. #318
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    Quote Originally Posted by Misterman View Post
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    I see you're still having your own yelling at clouds convo in your head by yourself.

    Investment advice from the Buster. Throw a dart at a board of numbers or stock symbols. YOLO into that. It doesn't matter what you pick, because some people get lucky, and some people don't.
    Now you're starting to get it.

  19. #319
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    Quote Originally Posted by Misterman View Post
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    In lieu of a time machine though, one could simply pay attention to the market and make the best financial decision based on what the most likely outcomes are. This current wildly predictable scenario playing out didn't exactly just hit us out of nowhere. Anyone with any market knowledge at all was sounding the alarm on this a year in advance.
    playing the odds is literally gambling. You can’t affect the odds in any way, if you could then it’s something else.

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    Relevant?


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