He's correct that the coupon rate doesn't change for a particular bond. That's the only thing he seemed to have said. But yeah it's not a really useful thing to say.
He's correct that the coupon rate doesn't change for a particular bond. That's the only thing he seemed to have said. But yeah it's not a really useful thing to say.
Will I see an increased amount of side by side UTVs for sale soon?
That's all I care about right now.
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Group buy?This quote is hidden because you are ignoring this member. Show Quote
They're more likely to suddenly combust, along with the house and trailer which coincidentally was parked in the driveway in the dead of winter.This quote is hidden because you are ignoring this member. Show Quote
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Oh you mean Jewish lightning?This quote is hidden because you are ignoring this member. Show Quote
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Whoa, Kanye!This quote is hidden because you are ignoring this member. Show Quote
Oh no it's ok. I have Jewish friends. Is that how this works?This quote is hidden because you are ignoring this member. Show Quote
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I'm not actually Jewish, I just like grumans deli.
You buying?This quote is hidden because you are ignoring this member. Show Quote
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I would suspect there to be some really good deals in the near future on things like this unless the below happens lolThis quote is hidden because you are ignoring this member. Show Quote
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I hope so. I really want one. More comfortable than quadding.This quote is hidden because you are ignoring this member. Show Quote
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#artroomThis quote is hidden because you are ignoring this member. Show Quote
2007 GMC 2500 Duramax
1981 GMC C1500 454
Financial Combustion is the PC term.This quote is hidden because you are ignoring this member. Show Quote
"Masked Bandit is a gateway drug for frugal spending." - Unknown303
I'm not on PC website.This quote is hidden because you are ignoring this member. Show Quote
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They call it UCP now.
Skim harder I guess. Kind of ironic that you mention BoC while trying to inaccurately paint me as claiming myself to be some sort of clairvoyant. Because if you literally had just listened to the BoC, they were telling us in 2021 that things were fucked and they'd be lifting interest rates in early 2022. Yes I did predict it to start in March, but I'll admit that was a lucky guess. In any sense, this isn't about making predictions, it's about doing due diligence and acting accordingly. Since every indicator was telling us that interest rates were going to go up, it was a pretty fair thing to plan for. If you're correct you lock in a low mortgage rate and get your money out of the market before it inevitably drops. And if you're wrong and some black swan happens, maybe you lock in a rate you could've waited on for a bit, and you miss another 10% market run up. The positives of taking action outweighed the negatives in my due diligence review. So I acted as prudently as possible given the details that I did know about.This quote is hidden because you are ignoring this member. Show Quote
Based on historical trends and data, I was estimating mortgage rates somewhere in the 10-12% range. Hiking cycle isn't over yet, we shall see where it goes. I had no care about the speed of the increases, I just knew I didn't want to be a part of the increases at all. But with the fact we already had 15-20% real inflation for over a year that they were pretending didn't exist, it seemed logical to assume rates would go up quickly when they finally got their heads out of their assess and started.This quote is hidden because you are ignoring this member. Show Quote
B rate lenders are already bending over backwards to keep borrowers in their houses and prevent full defaults. A number of variable rate borrowers are in a position where their mortgage principle is going up because their payments aren't even enough to cover interest. Or some people are adding years to their amortization. Scary thing about the stress test, is we have already passed the inflection point where current rates are now higher than what people were stress tested at. So yes it will be interesting to see what happens as renewals keep coming up.This quote is hidden because you are ignoring this member. Show Quote
Well tanking the economy is essentially the goal. They're just trying to control how hard and fast it happens. But we should not require any rates like 80's to accomplish this. Debt loads nowadays are so high it'll take much less interest to completely wreck people.This quote is hidden because you are ignoring this member. Show Quote
If your broad deflates you can just patch her up. Check with your local tire guy.This quote is hidden because you are ignoring this member. Show Quote
Nah man, due diligence doesn't matter at all. Just roll a die and ascribe a thing to it. Warren Buffet and guys like that are just "lucky"This quote is hidden because you are ignoring this member. Show Quote
dont you dare bring Mr. Buffett (note spelling), into this.
I was thinking maybe you know of a good Asian Buffet we could discuss this over some peking duck.This quote is hidden because you are ignoring this member. Show Quote
Show me the post that you said it was going up.
Also, if you can include a doodle on the historical chart to show why you estimate "10-12% range", that would be great. I think some people (generously) call this type of guessing "Technical Analysis".