Higher Insurance Rates Due to Auto Theft

[SportEL]

- A report from an Insurance Industry group shows that vehicle has risen 50% in Quebec year over year, 48.3% in Ontario, 34.% in Atlantic, and 18.3% in Alberta.

- In Toronto, theft has tripled since 2015, and a vehicle is stolen every 6 minutes in Canada, at a cost of Billion dollars a year.

- Insurance Companies have responded by raising rates, sometimes across the board and sometimes on makes and models most likely to be stolen

- Premiums have gone up 25 to 50% over the last 2 years. Example, a 35 yr old male in Toronto with no prior convictions paid 26% more to insure his 2020 Honda HRV in 2023 than the prior year

Solutions?? Use The Club, Tag Tracking system, tire clamp, brake or clutch lock, don't drive a Vehicle that is likely to be stolen (Sorry Honda CRV, Civic, Ram, and F150 owners)

--> https://nationalpost.com/news/canadi...nce-auto-theft

So what's the Root Cause of all these Thefts Increasing Anyways?

[vengie]

A buddy of mine is in the auto theft team for CPS in Calgary.
The most commonly stolen vehicle is a 2015-2023 Lexus RX350, Highlander and 4 Runner.

Auto theft has rocketed because there is virtually no repercussion, it's easy to export and there are a multitude of buyers in the UAE.

CPS is equally as pissed off with the amount of time and resources that go into finding these guys, building a case, and they're back on the street in days / weeks.

[jutes]

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So what's the Root Cause of all these Thefts Increasing Anyways?

Lack of consequences.

[Darell_n]

Put them in their shipping containers, fill with sea water. Ta-da!

[jwslam]

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Lack of consequences.

As said before I'm supportive of a system that's tit-for-tat.
You steal my car, I get your kidney... it's not like you have anything else of value.

[firebane]

Alarms provide a false sense of security to the vehicle owner and due to lack of consequences when theft occurs.. its just a nuisance for the owner who loses their vehicle.

[Tik-Tok]

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As said before I'm supportive of a system that's tit-for-tat.
You steal my car, I get your kidney... it's not like you have anything else of value.

I doubt their kidneys are of any value either.

[Sugarphreak]

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Lack of consequences.

This

Canada is shit right now... worst you get is a slap on the hand. Well, unless you are victim of a crime and you react in any way... then the book gets thrown at you for hurting criminals.

[Darell_n]

Do you remember that stolen car (I think was in Toronto) years ago that exploded 10 minutes after stolen, killing the driver? This is the feature everyone needs.

[pheoxs]

It really shows how pathetic Canada is when we know the issue and just choose to not care. Same topic almost one year ago to the day.

Was your car stolen? It may have left Canada through the Port of Montreal | CBC News

[Twin_Cam_Turbo]

Just under a year ago someone sold my boss a stolen revinned truck. It had a clean Carfax, a clean Alberta registration in his name, the seller met at the bank, he provided valid ID (passport and drivers license), and the VIN sequence looked completely correct for that spec of truck, all the VIN stickers and windshield VIN etc all looked 100% original (I looked over this truck hard, and I’ve looked at/bought well over 1000 trucks). Only reason we found out is I went to Ford to get a front valence for it (missing) and gave them the VIN, and it didn’t show up in Fords system at all. Turns out the VIN in the CANBUS was completely different (and reported stolen in BC) once I did some digging before CPS arrived. They could have easily pulled that off had we not gone to Ford to buy parts, we would have resold it and likely never known.

Turns out it’s someone at a local Ford dealer creating fake vins and getting them registered with the government, then a Carfax exists with minimal info to make it look more legit as well. As far as we know the entire operation got a slap on the hands.

[Shlade]

I had a vehicle last summer that was revinned so well you could hardly tell. Came from a dealership on a reserve too which was interesting if it was done there or came from somewhere else. Person driving it had no idea. Helped they had no insurance or registration on the car when borrowing their "boyfriends" vehicle. Auto theft unit barely had any interest in it too lol. Useless.

[Gman.45]

I watched a recent documentary on car theft on YT, I'm trying to find it in my history. Great example on just how fucked the system is. Buddy had his new Escalade stolen, and when he got the replacement he put Apple Airtags in it. Gets stolen again, right from his driveway. Tracks it to a train yard. Finds the exact shipping container its in on its way to DirkaDirka-stan/UAE/Whatever. Calls in police. Police come, but ah hah, it's not the CP rail police and they don't have jurisdiction. CP rail police doesn't work on that weekend day, and can't come until the next day. Train sets sail to a nearby port train yard before CP rail police come. 2nd stolen Escalade is loaded up on to a ship, and bon voyage.

Fucking pathetic.

Heads. Spikes. Walls. Or just walls and lots of 556. Either option will be a great deterrent.

Edit - found it.

[heavyD]

Wasn't there just a thread here where a guy couldn't get his car back from a mechanic that was refusing to let him see it and the police didn't want to get involved? It seems anything short of armed robbery or tax evasion has barely any repercussions.

[ExtraSlow]

And honking.

[vengie]

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Wasn't there just a thread here where a guy couldn't get his car back from a mechanic that was refusing to let him see it and the police didn't want to get involved? It seems anything short of armed robbery or tax evasion has barely any repercussions.

It's a waste of police resources to get involved.
Get mad at the courts for letting criminals do their thing with barely a slap on the wrist, not the police.

[CompletelyNumb]

Well we know the courts will never change so short of vigilante justice, prepare yourselves for skyrockets insurance as time goes on.

[beyond_ban]

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Alarms provide a false sense of security to the vehicle owner and due to lack of consequences when theft occurs.. its just a nuisance for the owner who loses their vehicle.

...and the owner of a recovered stolen vehicle gets to pay the impound fees as a cherry on top. The whole system is so broken.

[killramos]

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Wasn't there just a thread here where a guy couldn't get his car back from a mechanic that was refusing to let him see it and the police didn't want to get involved? It seems anything short of armed robbery or tax evasion has barely any repercussions.

if it makes you feel any better we dont really jail people for violent crime anymore either lol

[firebane]

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...and the owner of a recovered stolen vehicle gets to pay the impound fees as a cherry on top. The whole system is so broken.

I got lucky cause mine ended up in a yard and either my insurance paid for that or I got off lucky. But the truck had been gone through by a forensics team as well.