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Thread: my insurance went down big time

  1. 07-14-2004, 08:08 PM #1
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    Talking my insurance went down big time

    Even with my accident last winter, a 24 hour suspension (dont know if it's on the record), 1 month suspension for getting 15 demerits, and a stunting ticket (for squeeling my bald tires), after 4.5 years of driving, my insurance has dropped my rate by over $1200/year .I now pay around 280/month from 390 this year, and 450+ the summer before. Maybe a clean reccord for a year straigh (minus the accident of course) helped or maybe it's the new reforms who knows. I guess i'm gonna vote for our drunk premier again this year
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  2. 07-14-2004, 08:21 PM #2
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    Default Re: my insurance went down big time

    Originally posted by rice_eater
    Even with my accident last winter, a 24 hour suspension (dont know if it's on the record), 1 month suspension for getting 15 demerits, and a stunting ticket (for squeeling my bald tires)
    yep, sounds like a neon driver.
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  3. 07-14-2004, 08:22 PM #3
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    every year you go accident and ticket free, your rate will drop A BIT. You are by no means a low risk driver, so the majority of the decrease is most likely due to the reform...
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  4. 07-14-2004, 08:26 PM #4
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    Default Re: Re: my insurance went down big time

    Originally posted by GTS Jeff
    yep, sounds like a neon driver.
    dont worry... i'll go grab an old toyota and then i'll be cool
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  5. 07-14-2004, 09:25 PM #5
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    my fucking rates better be going down A LOT then. I've had a couple tickets more than a couple years ago, and no accidents. $200 a month would be good for me
    "A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murderer is less to fear. The traitor is the plague.”
    —Cicero, Roman statesman and lawyer
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  6. 07-14-2004, 09:43 PM #6
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    yea mine went down $40 a month, and i have been driving for like 8 months now. reforms i guess, im not complaining though
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  7. 07-14-2004, 10:55 PM #7
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    I hope my rates go down too, no tickets in 5 years and no accidents in 6
    Originally posted by rage2
    Shit, there's only 49 users here, I doubt we'll even break 100
    I am user #49
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  8. 07-14-2004, 11:05 PM #8
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    why would they drop them early if they dont have to? the reforms arent effective until october
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  9. 07-14-2004, 11:27 PM #9
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    same thing happened to me last month got my thing in the mail was 301$ a month than all of a sudden the next 5 months say $168
    A$$
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  10. 07-15-2004, 06:27 AM #10
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    Originally posted by googe
    why would they drop them early if they dont have to? the reforms arent effective until october
    my renewal is in september...i guess they figured it's close enough maybe i'll get TWO rebates
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  11. 07-15-2004, 08:36 AM #11
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    Sweet G.

    I hope I get a nice letter in the mail. I have a clean record and I am paying $214 a month for full coverage.

    $150 a month would be nice. I have been driving for 5 years and I have a clean record.
    "I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered."
    -Thomas Jefferson 1802
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  12. 07-15-2004, 08:48 AM #12
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    How do you afford $300 a month in insurance? I pay $66, age has it's advantages
    heloc that shit
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  13. 07-15-2004, 08:54 AM #13
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    Originally posted by lint
    How do you afford $300 a month in insurance? I pay $66, age has it's advantages


    Thats why Young drivers got the biggest break on insurance.

    (BTW, $300/month is actually cheap for some drivers....My insurance with my last company would have been $390/month with an ABSOLUTELY clean driving record on my 12 year old car).

    How can a post secondary student afford to pay $300+ per month, pay for expenses and get good grades at school?

    Answer: It cannot happen without help or change.
    "I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered."
    -Thomas Jefferson 1802
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  14. 07-15-2004, 08:57 AM #14
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    Did they just drop without a renewal??

    I sure hope mine come down... my one and only speeding ticket should be coming off my record in the next few days.
    Originally posted by max_boost
    Hey baller, any problem money can solve is no problem at all. Don't sweat it.
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  15. 07-15-2004, 09:30 AM #15
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    Originally posted by Strider
    Did they just drop without a renewal??
    at least in my case it was when the renewal came up. I was expecting my insurance to skyrocket after my accident but i guess not
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  16. 07-15-2004, 09:38 AM #16
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    WOW!!! you poor bastards.

    these figures are for FULL coverage and I'm only 24.

    Stealth - 105/month
    Hayabusa - 95/month
    CBR - 85/month
    Olds - 46/month

    I cannot believe the private insurance companies in Alberta fuck you guys so bad.

    www.bmwvsmbz.com
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  17. 07-15-2004, 09:49 AM #17
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    SLK 32 AMG - 78/month
    944 Turbo - 85/month

    probably to go up after the reforms.
    Originally posted by SEANBANERJEE
    I have gone above and beyond what I should rightfully have to do to protect my good name
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  18. 07-15-2004, 09:53 AM #18
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    Originally posted by rage2


    probably to go up after the reforms.
    you can help the bastards like me cover the cost of their discounts
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  19. 07-15-2004, 10:03 AM #19
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    haha fucker... time to bump up my insurance rant thread!
    Originally posted by SEANBANERJEE
    I have gone above and beyond what I should rightfully have to do to protect my good name
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  20. 07-15-2004, 11:02 AM #20
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    Originally posted by Stealth R/T
    WOW!!! you poor bastards.

    these figures are for FULL coverage and I'm only 24.

    Stealth - 105/month
    Hayabusa - 95/month
    CBR - 85/month
    Olds - 46/month

    I cannot believe the private insurance companies in Alberta fuck you guys so bad.
    They're allowed to "fuck us so bad" because we make much more money per capita than saskachewan.
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