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Thread: Insurance: Comprehensive claim

  1. #1
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    Default Insurance: Comprehensive claim

    If i make a comprehensive claim on my car and pay the deductible, will my insurance premiums go up?

  2. #2
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    Premiums could go up, depending on your insurer. You'll lose any no-claims bonus the next time you renew.

  3. #3
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    i don't mind losing the no-claims bonus, just worried about premiums going up since my insurance is dirt cheap

  4. #4
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    no claim bonus is what make your premium cheap.

    I assume you're at fault. If under $2K, pay it yourself.

  5. #5
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    Umm comprehensive is fire/theft/vandalism. Sometimes glass, depends what the insurance company calls it.

    Xtrema, I think you're thinking of collision coverage.

    I believe they are not 'allowed' to raise your premiums, but if you're getting discounts, they will probably disappear. Some insurance companies will raise premiums, even though it's not legal *cough DOMINION OF CANADA cough*.
    Originally posted by Vagabond142
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  6. #6
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    Yea, this is a comprehensive claim, not collision... hmmm i'm not sure if i'm getting discounts on my insurance but i am paying extremely low insurance for my car, $1700 full coverage for a year. I think i'll pay it myself because my uncle quoted it at $600 and my deductible is $250 or $500

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