Where can I find out what kind of car modifications are street legal, either in general or in a specific area.
Where can I find out what kind of car modifications are street legal, either in general or in a specific area.
Alberta is fairly relaxed in terms of legal modifications. Just some weird quirks, such as no big exhaust tips (the entire exhaust can be upgraded except the tip), tinted windows, etc.
It's insurance that you have to worry about. They have a right to cancel your policy even if you just lower your car.
Originally posted by SEANBANERJEE
I have gone above and beyond what I should rightfully have to do to protect my good name
Im not in alberta, Im in NJ, but thats besides the point. Everywhere there will be some regulations on what you can do to you car and my question is where can I find out what those are?
Call SEMA and ask them.
Originally posted by SEANBANERJEE
I have gone above and beyond what I should rightfully have to do to protect my good name
So if you get into an accident, will they bail out on you if they realize its lowered?Originally posted by rage2
Alberta is fairly relaxed in terms of legal modifications. Just some weird quirks, such as no big exhaust tips (the entire exhaust can be upgraded except the tip), tinted windows, etc.
It's insurance that you have to worry about. They have a right to cancel your policy even if you just lower your car.
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That's the extreme case! My RSX was lowered and it got into a wreck and everything is fine. My agent did tell me, had my car been supercharged, then it be a whole different story. Which really, that's what deterred me from S/C my car. I know this goes for a few companies out there and most people just don't tell insurance about their mods.Originally posted by Chim
So if you get into an accident, will they bail out on you if they realize its lowered?
In summary, aesthetic stuff is fine, it's the hardcore performance stuff they don't want.
wtf? S/C violates their trust that you're gonna drive safely?? Did they mention turboOriginally posted by max_boost
That's the extreme case! My RSX was lowered and it got into a wreck and everything is fine. My agent did tell me, had my car been supercharged, then it be a whole different story. Which really, that's what deterred me from S/C my car. I know this goes for a few companies out there and most people just don't tell insurance about their mods.
In summary, aesthetic stuff is fine, it's the hardcore performance stuff they don't want.
When I was in New Jersey (Springfield area) I saw some crazy modded cars, done up to the whole works. The only problem was that there were a lot of Cavaliers and Neons.Originally posted by Carfanman
Im not in alberta, Im in NJ, but thats besides the point. Everywhere there will be some regulations on what you can do to you car and my question is where can I find out what those are?
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Ive heard that as long as you disclose all mods youre be ok. I believe rage did that when he insured his 951, im sure the price difference in insurance wouldnt be took bad.
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For coverage, do you mean, covering your car, or covering say if you get in an at fault accident, they wont cover you?
ie: you rear end someone, and they wont fix his/her car you hit?
b/c i was under the impression that they have to cover you if you have insurance for liability atleast.
i have just pl/pd, do i have to worry about not gettin my liability covered?
Liability is covered regardless
You can be drunk and smoke another car and your 3rd party liability will cover it.
As to first party coverage, thats another story
Originally posted by ryder_23
For coverage, do you mean, covering your car, or covering say if you get in an at fault accident, they wont cover you?
ie: you rear end someone, and they wont fix his/her car you hit?
b/c i was under the impression that they have to cover you if you have insurance for liability atleast.
i have just pl/pd, do i have to worry about not gettin my liability covered?
What do you mean disclose? Like theyre all under the hood or under the car?Originally posted by Redlyne_mr2
Ive heard that as long as you disclose all mods youre be ok. I believe rage did that when he insured his 951, im sure the price difference in insurance wouldnt be took bad.
Disclosed means I gave my insurance company a list of modifications, along with pictures, receipts, dyno charts, everything. They know exactly what my car has, and how much power it makes.
I'm old, with a spotless driving record. No at-fault accidents, no tickets, nothing. This is probably why my insurance company was OK with it. If you're 18 and about to lose your license from getting tickets, chances are, you won't be able to get my car insured.
Originally posted by SEANBANERJEE
I have gone above and beyond what I should rightfully have to do to protect my good name
Have you ever met anyone who would admit to being less than a better than average driver?
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