Aeroplan all the way, as far as I know the points dont expire...at least I hope not, Im up to 60K almost enough for a return ticket to Asia. The aeroplan american express if the best card out there in terms of earning points. The CIBC visa is pretty decent as well, whats nice about aeroplan is that lots of hotels, rental cars, esso gas all use aeroplan so you can move all the points you gain with them to your aeroplan account.
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Red Deer, AB