OP: Scotiabank is offering 4.75% variable OPEN right now. That's what I just signed up on. Rumor has it another interest drop it coming so variable is the short term option!
"The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."
-H.P. Lovecraft