Blue Sky is easy to churn so you can use the points, pay it back in full, and cancel. If you miss it, you can get it back.Originally posted by Vmack
I have a small dilemma here.
I applied for two cards and got them both.
one is the Scotiabank Amex (basic) and the Amex Blue Sky.
The scotia gives me 2% on gas/groc/entertainment/restaurants and 1% everywhere else while blue sky is 1.25% everywhere.
the scotia card has a $39 annual fee, and blue sky is free.
I do spend enough at amex merchants to justify the fee, but is it worth it over the blue sky? The Scotia card also comes with travel insurance/extended warranty and everything while the blue sky has no insurance.
The scotia one is already activated so I'll have it for the year atleast til the next fee date. but should i use that or the blue sky? I may activate the blue sky either way since I'll get 10,000 points ($100) for charging 500 to it, which i can just apply to a hotel stay or something.
Scotia seems to give you a better return. I had the Blue Sky and took me a while to get a decent return. At least MBNA gives you cash.
What's the redemption rate on it? Isn't it $89 annual?Originally posted by toshi45
I applied and got approved for the CIBC Aventura Visa Infinite Card.
Anyone try out the program for travel rewards?
30,000 to start.
Seems like good insurance coverage on the card.
If you fly WestJet regularly, then you'll get good returns.Originally posted by nj2Type-S
hey guys,
i haven't been following this thread lately, but what do you guys think of that westjet credit card? i currently have the td first class visa and i love it, but since i always travel with westjet, i'm thinking that this credit card is the way to go.
this card: http://www.rbcroyalbank.com/credit-c...astercard.html
thoughts?
$300?! WTF lol. How?Originally posted by max_boost
TD elite 1% cash back. $99 fee. Includes auto club.
I think it's ok. Used it for a tow and trying to get them to cover $300 pointts bill lol