Employment Insurance MEGA THREAD

[ExtraSlow]

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The biggest challenge I am facing is my last job was being a Team Lead and everyone voiced concerns about it so this part time job let's me get that down a notch.

Yeah, my last "full time" job was a pretty fancy sounding management role. have had more than one person tell me not to waste my time applying for engineering roles because I'm overqualified and I wouldn't be satisfied and I'd just end up quitting (their words). Never mind that was in 2015 . . . .

[Boosted131]

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Had a friend who just got full time work after being let go in 2016 but I don't know how picky he was being.

I just got a part time cash job for 4 hours @ 5 days a week close to home so it won't effect my EI.

The biggest challenge I am facing is my last job was being a Team Lead and everyone voiced concerns about it so this part time job let's me get that down a notch.

Did not know about this, how many hours can you work and still get paid EI? does the payout decrease depending how many hours you worked part time?

[firebane]

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Did not know about this, how many hours can you work and still get paid EI? does the payout decrease depending how many hours you worked part time?

http://www.unemploymentcanada.ca/wor...-while-on-e-i/

[HiTempguy1]

Yea, but cash means it doesnt have to be reported, isnt that the point of a cash job?

In which case, might want to edit your posts haha

[msommers]

So I heard something interesting/irritating the other day but not sure how true it is...

Apparently if you're on EI and decide to go back to school, the government will pay part of your living expenses like up to $150/week?

[ExtraSlow]

That's not a blanket thing, not everyone gets that, you have to apply and I don't know the qualification criteria. If you just "decide" to go to school it actually makes you ineligible for EI since you are technically no longer "busy" looking for work.
Fucked system.

[Boosted131]

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So I heard something interesting/irritating the other day but not sure how true it is...

Apparently if you're on EI and decide to go back to school, the government will pay part of your living expenses like up to $150/week?

You get to keep the EI payments as well? I'm considering school .

[Xtrema]

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So I heard something interesting/irritating the other day but not sure how true it is...

Apparently if you're on EI and decide to go back to school, the government will pay part of your living expenses like up to $150/week?

May be it's the $400/month of tax credit for full time school? So in effect you get to keep more of your EI?

[ExtraSlow]

Better look deeper into this. I'm pretty sure it's only for a very selective few.

[Xtrema]

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Better look deeper into this. I'm pretty sure it's only for a very selective few.

EI benefits

The budget also pledges to make EI more flexible to allow unemployed Canadians to go back to school or undertake training and keep receiving benefits.

With some exceptions, Canadians are currently ineligible for EI if they attend schools or training for more than 14 hours per week.

“The government is finally going after the hard-core unemployed,” said Ian Lee, associate professor at Carleton University’s Sprott School of Business.

https://globalnews.ca/news/3328204/f...nadian-brains/

I wonder if the rules are looser now. But I have to say that I have met 2 ppl that have collected EI and full time retraining programs in the 90s. But both had jobs in industry that were dead with 0 jobs and had a total career change into IT.

[schurchill39]

So my wife is currently off on maternity leave and her company offers a small top up amount. She's receiving the full EI payments to the tune of 27k or so for the year. When her employer paid our her top up they "referenced a paystub from the middle of 2017 and taxed according to that tax rate" which was around 25%. Does anyone have any insight on what taxes you would pay on other earnings when receiving EI? For conversation sake say the top up was $4,500 so taxes would have been $1,125.

This seems high to me, or am I out to lunch? Why use a reference pay stub that far surpasses what she would make this year with EI and the top up?

[ExtraSlow]

If I'm understanding you, they withheld far too much in your estimation? That's probably a good thing, since in my experience EI payments have insufficient withholding, so it may even out.

[gmc72]

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If I'm understanding you, they withheld far too much in your estimation? That's probably a good thing, since in my experience EI payments have insufficient withholding, so it may even out.

This is correct. I got hit with an actual tax bill this year because EI didn't take enough taxes at the beginning of the year. I only used EI for a few weeks this year, but it still cost me.

[schurchill39]

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If I'm understanding you, they withheld far too much in your estimation? That's probably a good thing, since in my experience EI payments have insufficient withholding, so it may even out.

Correct, We estimated taxes around $300 on the high side because we also made a comparatively significant contribution to her RRSP. But I guess when I look at her pay out for EI $10 per week in taxes seems very low.... Not like the $800 difference is much in the grand scheme of things but its significant enough to shit on our budget for this month.

[Boosted131]

Wondering if anyone else has had issues with the length of an EI claim? I am seeing the max in Alberta is 40 weeks. I am at about 23-24 weeks and it says this is my last claim? I worked full time every week and didn't even miss any shifts...
Will call them this morning, but wondering if it had happened to others.

[ExtraSlow]

How many hours did you work previously to qualify? Not everyone gets max length, there's a scale.

[firebane]

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Wondering if anyone else has had issues with the length of an EI claim? I am seeing the max in Alberta is 40 weeks. I am at about 23-24 weeks and it says this is my last claim? I worked full time every week and didn't even miss any shifts...
Will call them this morning, but wondering if it had happened to others.

There is a lot of variables but really boils down to insurable hours. As an example I had 1820 hours which I ended up with a 42 week claim and 25 weeks in.

[Boosted131]

Well I signed into the account now and see , Total Weeks of Regular Entitlement: 37
I have used 29, and the end date showed last week on it...
Looks like 1490 hours worked.

[Boosted131]

Turns out I was still riding an old claim from a job a few years ago that had hours left... Just need to reapply , and sit through the waiting period again.

[ExtraSlow]

Neat. I didn't know it worked like that. So your new claim will be an additional 37 weeks?