Re: Tracking/Autocrossing voids insurance
Originally posted by EF9 Sedan
Just got off the phone with my insurance company. It appear your insurance is void if you participate in any track/Autocross event. I know that insurance won't provide you with any coverage if you were to wreck your car while you're at the track, however they told me if you participate in any sort of speed test or timed event it completely voids your insurance even after you leave the track and you're driving on public roads. If this is the case, how do people participate in these events and still have valid insurance when they're back on public roads?
Are there companies that are okay with you taking your car to the track occasionally?
I think whomever you were chatting with either didn't understand the situation or perhaps requires a bit more training. It's pretty simple really, crash at the track / event, you're on your own. Crash on the way to / from said event, you're fine. No different than driving to work the next day. The only thing I'm wondering about though is significant modifications to your car. Insurance companies get pretty pissy about major performance mods like aftermarket turbos / swaps / etc., but that restriction applies 365 days a year and has nothing to do with whether you're at the track or not.
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