I know someone who had a heart attack in the States. She was in the hospital 5 days and the bill was $500,000 US. Lucky they had good insurance. It took almost a year of fucking around between the insurance and hospital along with the collections threats from the hospital to settle the bill. The insurance got it down to about $250,000. Apparently that is just standard procedure down there. Quote way high and then negotiate the price down with the insurer. I'm sure if you had no insurance they would not be so "accommodating".
'08.5 Mazda 3
'90 Laser RS-T
'07 Yamaha R6