Originally Posted by
Buster
In all seriousness, regret is a tough thing to deal with. So stop it.
People regret outcomes, which is a dangerous game to play. What you need to do is assess your decision making at the time. Did you make the best possible decision with the information that you had? If you fucked up the decision, then feel free to regret that. If you regret the outcomes, then you're just being a dope who doesn't understand that life is probabilistic and uncertain. People who are willing to embrace the probabilistic and use that as a context for their decision-making get ahead in life. People who demand certainty in life - let's call them "babies" - are eventually going to be at the mercy of those that understand that certainty is fundamentally an impossible goal and to chase it is a fool's errand which will only cost them money and opportunities. You must make predictions in life, we all do it all of the time. However, it is worth distinguishing between situations where predictions may have some utility for you, and situations which are inherently unknowable and thus inherently unpredictable.
Did you make the wrong decision with your variable rate? No, you did not. Did you get the best possible outcome? No you did not. Both of these statements can be true.
Assess your current situation, determine what you can now predict based on your current information. Don't be tricked into thinking you can now know a future unknowable because of your past painful experience and work the current situation as best you can. Or...lapse into being a little bitch like 99% of the population out there who is owned by people who are more evolved in their epistemology.