so my car was stationary while a 15 yr. old punk go reverse and damage the front of the car. Currently, I have 2 issues:
1) after the repair, there is a record that locks the history of my car. And when I try to sell it in the future, there is a record showing this accident. As such, that de-value the selling price of my car. Since the other side is 100% at fault, does the other insurance co. automatically write me a cheque on that de-value cost of this car accident? or do I have to sue to get it?
2) the accident happened 2 months ago. There is still no repair done. Because that teenager has been avoided phone calls from HIS own adjuster of HIS OWN insurance co. So they can't assign fault until he contacts. Now is the system builds so poorly? what if he never call? My adjuster said there is a "No contact" letter that can be send by the other adjuster and have the other side at fault due to lack of communication.
But how long does this take? I ask my own adjuster and she won't reply.