Variable mortgage regret?

[Buster]

I recommend not assessing how things are going and not assessing your risks.

[Disoblige]

I had someone tell me that they're going to wait until later in 2023 to buy a house when interest rates drop. I didn't know how to respond.

[killramos]

It’s funny that he doesn’t get that random guesswork and blatant ignorance are the same thing

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I had someone tell me that they're going to wait until later in 2023 to buy a house when interest rates drop. I didn't know how to respond.

“Good idea”

You will be doing then a kindness

[Buster]

I like doing it by astrological signs

[mr2mike]

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I had someone tell me that they're going to wait until later in 2023 to buy a house when interest rates drop. I didn't know how to respond.

"can't wait for the housewarming party."

[Misterman]

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It’s funny that he doesn’t get that random guesswork and blatant ignorance are the same thing

To the blatantly ignorant I could see how that confusion might be made.

I was debating starting a hockey bets thread to see if I could get Buster to claim that basic math is all just luck and fairy farts.

[Buster]

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To the blatantly ignorant I could see how that confusion might be made.

I was debating starting a hockey bets thread to see if I could get Buster to claim that basic math is all just luck and fairy farts.

what does "basic math" have to do with markets?

[Misterman]

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what does "basic math" have to do with markets?

Not sure how that relates to the discussion at hand? But obviously you need to be able to do basic math if you're going to figure out your buy and sell points and calculate your returns.

[killramos]

figure out buy and sell points lol

Thanks for the laffs

[Buster]

We need to resurrect the TA thread.

[max_boost]

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I had someone tell me that they're going to wait until later in 2023 to buy a house when interest rates drop. I didn't know how to respond.

I’m just gonna wait until the gf buys one is my new strategy lol 2024 if she moves to Calgary aha

[ExtraSlow]

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I’m just gonna wait until the gf buys one is my new strategy lol 2024 if she moves to Calgary aha

Sugar Momma is a beyond approved strategy.

[msommers]

It's 2023. Basically the new normal

[mr2mike]

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I’m just gonna wait until the gf buys one is my new strategy lol 2024 if she moves to Calgary aha

89Coupe_jr

[max_boost]

Vote ndp. Vote raises for nurses lol

[Misterman]

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figure out buy and sell points lol

Thanks for the laffs

I like to appease Buster as he crashes and burns. It's always interesting to see if he'll back out or spin.

[Xtrema]

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I’m just gonna wait until the gf buys one is my new strategy lol 2024 if she moves to Calgary aha

Cousin just moved into a chick's place in Burnaby. Save tons on rents. Great strat.

[Buster]

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I’m just gonna wait until the gf buys one is my new strategy lol 2024 if she moves to Calgary aha

You got a long distance hustle? Nice

[Pauly Boy]

So we are now paying <9% principal on our rental condo as of the last rate hike, lol.

We have an adjustable rate mortgage (aka variable but payment stays the same, they just reduce the principal/increase the length of term). Term is now 46 years instead of 16 if we keep going at this rate, lolol.

Not concerned since it's a rental & we're hoping to unload it in the near future... Let's hope the market is still up in the spring

[msommers]

Calgary Condo Market: A New Hope

Our new mortgage is at 5.95%, the ported mortgage is at 2.59% for another 13 months.

That adjustment isn't going to be fun.