Thanks for the feedback, reading reviews of the HSBC it seems as though the redemption process for it is more in line with the process for Capital One, aka super easy.This quote is hidden because you are ignoring this member. Show Quote
Yah Capital One's definition of "travel" is somewhat loose. We went to Banff for the weekend a couple months ago which used up a nice chunk of points, then I purchased a gift card from the hotel for a future stay and redeemed that also (full value unlike redeeming for a gift card directly through Capital One). The last few hundred bucks worth of points I'll probably just do a statement credit for, I know the value isn't as good but that's ok.This quote is hidden because you are ignoring this member. Show Quote